Even if you have a preferred bank or lender, it‘s worth while talking with us because as home loan experts, we often get a better offer (interest rate, cash backs, fees paid, etc.) for you with them. This is because of the number of home loan offers we present to the banks.
As mortgage brokers and advisers we are in close communications with all of the key banks and lenders and because of this wealth of knowledge are in a great place to match up your situation with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, whic changes over time. In fact more often than not, the mortgages that get accepted for people just like you, are outside their normal lending criteria. This is because of the relationship we have built-up over time with these lenders.
We will work closely with you to gather all of the needed information and provide it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.
There are lots of confusing terms and jargon when it comes to buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
Apply obligation Free online in less than 3 mins
To find out more about securing your Ruakaka home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting experience. No need to worry though because at APM Finance we are here to help and care about you getting the best deal, one that suits your situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After gathering all the relevant information, we look to see which of the many banks and lenders to present your home loan to, to ensure the best chance of getting a loan with a favourable interest rate and repayments that are suited to your circumstances.
We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and pricing to consider.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with a range of financial institutions to put together unique packages to meet the various needs of people like youin Ruakaka and all around New Zealand.
We realise that life creates financial needs at the drop of a hat and we can help sort yours as quickly as possible.
If you are unsure about anything about our home loan mortgages or services, contact one of our trusted personal consultants now.
APM Finance can handle your financial requirements and as long as you can get us the necessary info, we can handle the rest.
Self Employed people can find getting any mortgage is scuttled by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the standard criteria or keeps getting turned down, call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan products to meet your financial needs. Whether you have had some financial issues in the past, our team at APM Finance are discreet and will find the best loan for your situation.
We will look at factors beyond credit histories to aim and find a suitable financing option, working with each other we can find a way forward.
Whether you are a first home buyer or a person who has some issues in their financial past, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.
Call today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a House Loan Helensville, Home Loan Kumeu, Home Loan Te Kuiti, Mortgage Broker Balclutha, House Loan Putaruru, Home Loan Milton, Business Loan Ohope, Mortgage Broker Taupo, Business Loan Picton, Business Loan Helensville then you can Apply Online, call us on 0800 000 774 or send us a message
Home Loan Ruakaka Experts
No Security or Collateral Required
Short Term Business Finance
Loan Updates & General Enquiries
Mortgage, Finance & Loan Application
Fill out the form below to request more information or call us on