Although you may have a preferred bank or lender, it‘s worth while speaking to us because as home loan experts, we can often get a better deal (interest rates, cash backs, fees paid for, etc.) for you with the bank. This is because of the volume of home loan mortgages we send to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the important lenders and banks and because of this wealth of knowledge we are in a great position to best match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, whic changes over time. In fact more often than not, the mortgages that get across the line for customers just like you, are outside their normal lending criteria. This is due to the relationship we have built-up over the years with these lenders.
We will work closely with you to collect together all of the needed information and present it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.
There are lots of confusing jargon and terms when it comes to buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Ruakaka home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though because at APM Finance we’re here to help and care about getting you the best deal, one that suits your unique situation, and one that works for you.
We take the time to explain the jargon and answer your questions.
After gathering all the needed info, we can look to see which of the banks and lenders to offer your home loan to, to ensure the best chance of getting a loan with a favourable interest rate and payments that suit your circumstances.
We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and proces to consider.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with the majority of financial institutions to create unique packages to meet the various needs of people in Ruakaka and all around New Zealand.
We get that life creates financial challenges at when least expected and we can help sort yours as quickly as possible.
If you are unsure about anything about our house loan products or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial requirements and as long as you can get us the required information, we can sort the rest.
Self Employed people often find getting any bank mortgage is scuttled by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the square or keeps getting turned down, call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of loan options to meet your financial needs. Whether you have had some financial problemspreviously, our people at APM Finance are discreet and will source the right loan for your circumstances.
We will look at factors beyond credit histories to aim and source a suitable financing option, working with each other we can find a way forward.
Whether you’re buying your first home or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a House Loan Hamilton, Mortgage Loan Broker Ashhurst, Home Loan Napier, House Loan Papakura, Mortgage Lender Tokoroa, Business Loan Lyttelton, Business Loan Wairoa, Mortgage Broker Rotorua, Business Loan Carterton, Mortgage Loan Broker Taihape then you can Apply Online, call us on 0800 000 774 or send us a message
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