Although you may have a preferred bank or lender, it is worth while having a chat with us because as mortgage loan broker specialists, we often obtain a better deal (interest rates, cash backs, fees paid for, etc.) for you with them. Generally this is because of the number of mortgage loan broker offers we present to the banks.
As mortgage advisers and brokers we are in close communications with all of the key lenders and banks and due to this wealth of knowledge we are in a great place to best match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. In fact more often than not, the mortgages that get across the line for people just like you, are outside their normal lending criteria. This is because of the relationships we have built-up over time with the banks.
We will work closely with you to gather all of the needed info and provide it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.
There can be lots of confusing jargon and terms when buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Lower Hutt home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting experience. No need to worry though because at APM Finance we are here to help and we care about getting you the best deal, that suits your situation, and that works for you.
We take time to explain unknown jargon and answer your questions.
After gathering all the needed info, we look to see which of the lenders and banks to present your home loan to, to ensure the highest chance of getting a loan with the best interest rate and payments that are suited to your circumstances.
We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what homes and proces to consider.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with almost all financial institutions to put together unique packages to meet the various needs of people in Lower Hutt and all around New Zealand.
We realise that life creates financial needs at the drop of a hat and we here to help sort yours as easily as possible.
If you have any questions on our house loan mortgages or services, contact one of our trusted personal consultants today.
APM Finance can sort your financial requirements and as long as you can provide the necessary information, we can sort the rest.
Self Employed people can find getting a mortgage is scuttled by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the box or keeps getting turned down, call us to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of loan options to meet your financial requirements. Whether you have had some financial problems in the past, the people at APM Finance are discreet and will find the most suited loan for your circumstances.
We will look at the information beyond credit histories to aim and source a suitable financing option, working with each other we can find a way forward.
Whether you’re buying your first home or someone who has some challenges in their financial past, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.
Call today to find out what sort of financial support we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Kerikeri, Home Loan Waitara, House Loan Auckland, Mortgage Broker Invercargill, Mortgage Broker Oamaru, Mortgage Loan Broker Raglan, Home Loan Arrowtown, Mortgage Loan Broker Hastings, House Loan Havelock North, House Loan Putaruru then you can Apply Online, call us on 0800 000 774 or send us a message
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