Providing Mortgage Loan Broker Services in Lower Hutt - Licensed Advisers & Brokers

Mortgage Loan Broker
Lower Hutt

Your Trusted Lower Hutt Mortgage Loan Broker Specialist

Fast & Easy & Independent

Mortgage Loan Brokers Lower Hutt

Although you may have a preferred bank or lender, it‘s well worth while talking with us because as mortgage loan broker specialists, we can often get a better deal (interest rates, cash backs, fees paid for, etc.) for you with the bank. Generally this is because of the number of mortgage loan broker deals we send to all the banks.

As mortgage brokers and advisers we are regularly in touch with all of the important banks and lenders and because of this wealth of knowledge are in a great place to match up your situation with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.

Each of the banks and lenders have different approvalcriteria, and over time their criteria change. In fact more often than not, the deals that get accepted for people just like you, are outside their normal acceptance criteria. This is because of the relationships we have built up over time with these lenders.

We will work closely with you to gather all of the relevant info and provide it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.

There can be lots of confusing jargon and terms when it comes to buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in a matter of minutes

To find out more about securing your Lower Hutt home and mortgage repayments give the team at APM Finance a call today.

The mortgage loan broker service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Lower Hutt

First Home Buyer Mortgage Loan Brokers

Buying your first home can be an exciting and daunting experience. No need to worry though because at APM Finance we’re here to help and care about you getting the best deal, one that suits your unique situation, and that works for you.

We take time to explain the jargon and answer your questions.

After gathering all the relevant info, we look to see which of the many banks and lenders to offer your home loan to, to ensure the best chance of getting a loan with the best interest rate and payments that are suited to your circumstances.

We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and proces to look at.

Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit ready.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with the majority of financial institutions to create unique packages to meet the needs of people in Lower Hutt and all around New Zealand.

We get that life creates financial challenges at a moments notice and we can help sort yours as easily as possible.

If you have any questions on our home loan mortgages or services, contact one of our trusted personal consultants today.

APM Finance can sort your financial needs and as long as you can provide the necessary info, we can handle the rest.

Mortgage Loan Broker Lower Hutt

Low-Doc & Self Employed

Self-Employed people often find getting a bank mortgage is made too hard by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self employed with just 6 months trading history
  • Low doc loan rates that drop down with on-time repayments
  • No monthly / on-going fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial docs required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Concerned your loan is outside the square or keeps getting turned down, call us today to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Mortgage Loan Broker Expert

APM Finance have a specially trained team offering you a range of loan products to meet your financial requirements. Whether you have had some financial indiscretionspreviously, our people at APM Finance are discreet and will find the best loan for your circumstances.

We will look at the info beyond credit histories to try and find a suitable financing solution, working with each other we can find a way forward.

Whether you’re buying your first home or someone who has some issues in their financial history, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.

Call us today to find out what sort of financial support we can provide you to make things easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Your Mortgage Loan Broker Lower Hutt

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First Home Buyers

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Low Doc Loans

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Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]