Even if you have a preferred lender or bank, it is worth while having a chat with us because as mortgage loan broker experts, we can usually get a better deal (interest rates, cash backs, fees paid, etc.) for you with them. Generally this is because of the volume of mortgage loan broker deals we present to the banks.
As mortgage advisers and brokers we are in close communications with all of the key lenders and banks and because of this wealth of knowledge are in a great place to best match up your situation with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time too. In fact more often than not, the deals that get accepted for customers just like you, are outside their normal lending criteria. This is due to the relationship we have built-up over time with these lenders.
We will work closely with you to gather all of the needed info and present it in a way to lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.
There can be lots of confusing jargon and terms when buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Balclutha home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting process. No need to worry though because at APM Finance we are here to help and we care about getting you the best deal, one that suits your situation, and that works for you.
We take the time to explain unknown jargon and answer your questions.
After gathering the needed information, we look to see which of the many banks and lenders to offer your home loan to, to ensure the best chance of getting a loan with the best interest rate and payments that are suited to your situation.
We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and price range to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with a range of financial institutions to create unique packages to meet the needs of people in Balclutha and all around New Zealand.
We get that life creates financial challenges at a moments notice and we here to help sort yours as quickly as possible.
If you are unsure about anything on our house loan products or services, contact one of our trusted personal consultants now.
APM Finance can handle your financial requirements and as long as you can provide the necessary information, we can sort the rest.
Self Employed people can find getting any mortgage is scuttled by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the square or keeps getting turned down, call us to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of loan products to meet your financial needs. Whether you have had some financial problemspreviously, our team at APM Finance are discreet and will find the appropriate home loan for your circumstances.
We will look at factors beyond credit histories to try and find a suitable financing option, working with each other we can find ways forward.
Whether you are a first home buyer or a person who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a new house and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Waitara, Home Loan Te Puke, Mortgage Broker Kawerau, House Loan Cromwell, House Loan Stratford, Mortgage Lender Feilding, Mortgage Lender Masterton, Home Loan Waiuku, Mortgage Broker Thames, Business Loan Thames then you can Apply Online, call us on 0800 000 774 or send us a message
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