Got a preferred lender or bank, it‘s well worth while having a chat with us because as house loan experts, we can usually obtain a better offer (interest rate, cash back, fees paid for, etc.) for you with the bank. This is because of the number of house loan mortgages we present to all the banks.
As mortgage brokers and advisers we are regularly in touch with all of the important banks and lenders and due to this wealth of knowledge we are in a great position to best match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. In fact more often than not, the loans that we get across the line for customers just like you, are outside their normal acceptance criteria. This is because of the relationship we have built-up over time with the banks.
We will work closely with you to gather all of the relevant info and present it in a way to banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.
There can be lots of confusing terms and jargon when buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Upper Hutt home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting process. No need to worry though because at APM Finance we are here to help and care about getting you the best deal, that suits your unique situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After gathering the needed info, we can look to see which of the many banks and lenders to offer your home loan to, to ensure the highest chance of getting a mortgage with the best interest rate and repayments that are suited to your situation.
We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and price range to consider.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with the majority of financial institutions to put together unique packages to meet the various needs of people like youin Upper Hutt and all around New Zealand.
We realise that life creates financial needs at the drop of a hat and we here to help sort yours as easily as possible.
If you are unsure about anything about our home loan products or services, contact one of our friendly personal consultants today.
APM Finance can handle your financial requirements and as long as you can get us the required information, we can sort the rest.
Self Employed people often find getting any mortgage is scuttled by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the standard criteria or keeps getting turned down, then call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of loan options to meet your financial requirements. Whether you have had some financial issues in the past, our team at APM Finance are discreet and will source the appropriate mortgage for your situation.
We will look at factors beyond credit histories to aim and find a suitable financing option, working with each other we can find ways forward.
Whether you are a first home buyer or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a house and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a House Loan Lake Hayes, Home Loan Waihi, Mortgage Broker Lyttelton, Mortgage Loan Broker Christchurch, Mortgage Lender Te Anau, House Loan Ohope, Home Loan Arrowtown, House Loan Gisborne, Mortgage Broker Kaikohe, Business Loan Invercargill then you can Apply Online, call us on 0800 000 774 or send us a message
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