Providing House Loan Services in Upper Hutt - Licensed Advisers & Brokers

House Loan
Upper Hutt

Your Leading Upper Hutt House Loan Specialist

Quick & Simple & Independent

House Loans Upper Hutt

Although you may have a preferred bank or lender, it‘s worth while having a chat with us because as house loan experts, we can usually get a better offer (interest rates, cash back, fees paid for, etc.) for you with the bank. Generally this is because of the number of house loan offers we present to all the banks.

As mortgage brokers and advisers we are in close communications with all of the key lenders and banks and because of this wealth of knowledge are in a great position to best match up your situation with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same criteria, and over time their criteria change. In fact more often than not, the home loans that get across the line for people just like you, are outside their normal lending criteria. This is because of the relationship we have built up over time with these lenders.

We will work closely with you to collect together all of the needed info and present it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.

There can be lots of confusing jargon and terms when it comes to buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in less than 3 mins

To find out more about securing your Upper Hutt home and mortgage payments give the team at APM Finance a call today.

The house loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Upper Hutt

First Home Buyer House Loans

Buying your first house can be a daunting and exciting process. No need to worry though, at APM Finance we are here to help and care about getting you the best deal, that suits your unique situation, and that works for you.

We take the time to explain unknown jargon and answer your questions.

After gathering the needed info, we look to see which of the many banks and lenders to offer your home loan to, to ensure the highest chance of getting a mortgage with a favourable interest rate and repayments that are suited to your situation.

We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and proces to look at.

Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you have to get the deposit together.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with lots of financial institutions to put together unique packages to meet the needs of people like youin Upper Hutt and all around New Zealand.

We realise that life creates financial needs at when least expected and we can help sort yours as quickly as possible.

If you have any questions on our home loan products or services, contact one of our trusted personal consultants today.

APM Finance can handle your financial needs and as long as you can provide the necessary documentation, we can handle the rest.

House Loan Upper Hutt

Low-Doc & Self Employed

Self Employed people often find getting a bank mortgage is scuttled by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with a minimum of 6 months trading history
  • Low doc loan rates that step down with on time repayments
  • No monthly / on-going fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial documentation required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Thinking your loan is outside the standard criteria or keeps getting turned down, then call us today to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your House Loan Specialists

APM Finance have a specially trained team to offer you a range of mortgage products to meet your financial requirements. Whether you have had some financial challenges in the past, the people at APM Finance are discreet and will source the best home loan for your situation.

We will look at the information beyond credit histories to aim and find a suitable financing option, working with each other we can find ways forward.

Whether you are a first home buyer or someone who has some issues in their financial past, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.

Call us today to find out what sort of financial support we can provide you to make everything easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Upper Hutt House Loan Specialists

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

Contact Us

Loan Updates & General Enquiries

Apply Online

Mortgage, Finance & Loan Application

Make An Enquiry or

Ask a Question

Fill out the form below to request more information or call us on

Please prove you are human by selecting the House.

We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]