Providing House Loan Services in Napier - Licensed Advisers & Brokers

House Loan
Napier

Your Top Napier House Loan Specialist

Easy & Quick & Independent

House Loans Napier

Although you may have a preferred bank or lender, it is worth while having a chat with us because as house loan specialists, we can often get a better deal (interest rates, cash backs, fees paid for, etc.) for you with them. Generally this is because of the volume of house loan deals we present to all the banks.

As mortgage brokers and advisers we are regularly in touch with all of the key lenders and banks and because of this wealth of knowledge we are in a great position to best match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same criteria, and over time their criteria change. More often than not, the loans that get across the line for customers just like you, are outside their normal lending criteria. This is because of the relationships we have built-up over time with these lenders.

We will work closely with you to collect together all of the needed information and provide it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.

There can be lots of confusing jargon and terms when it comes to buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.

Apply obligation Free online in a matter of minutes

To find out more about securing your Napier home and mortgage payments give the team at APM Finance a call today.

The house loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Napier

First Home Buyer House Loans

Buying your first house can be a daunting and exciting experience. No need to worry though because at APM Finance we’re here to help and care about you getting the best deal, one that suits your situation, and that works for you.

We take time to explain the jargon and answer your questions.

After collecting the needed information, we look to see which of the banks and lenders to present your home loan to, to ensure the best chance of getting a home loan with a favourable interest rate and payments that suit your circumstances.

We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and pricing to look at.

Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit together.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with a range of financial institutions to put together unique packages to meet the various needs of people like youin Napier and all around New Zealand.

We get that life creates financial needs at the drop of a hat and we here to help sort yours as easily as possible.

If you are unsure about anything about our house loan products or services, contact one of our trusted personal consultants today.

APM Finance can sort your financial requirements and as long as you can get us the necessary information, we can handle the rest.

House Loan Napier

Low-Doc & Self Employed

Self-Employed people often find getting a mortgage is made too hard by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self employed with a min of 6 months trading history
  • Low doc loan rates that step down with on-time repayments
  • No monthly / on going fees
  • Unlimited cash up to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial documentation required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Concerned your loan is outside the square or keeps getting turned down, then call us today to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your House Loan Experts

APM Finance have a specially trained team to offer you a range of mortgage options to meet your financial needs. Whether you have had some financial challenges in the past, our people at APM Finance are discreet and will source the appropriate loan for your situation.

We will look at factors beyond credit histories to try and source a suitable financing solution, working with each other we can find a way forward.

Whether you’re a first home buyer or someone who has some challenges in their financial past, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.

Call us today to find out what sort of financial support we can help you with to make everything easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

If you are looking for a Mortgage Lender Clive, Mortgage Loan Broker Waikanae, House Loan Snells Beach, Mortgage Lender Rangiora, Home Loan Lake Hayes, Mortgage Loan Broker Gisborne, Mortgage Broker New Plymouth, Mortgage Loan Broker Palmerston North, Home Loan Ohope, Home Loan Kaikohe then you can Apply Online, call us on 0800 000 774 or send us a message

Your Napier House Loan Specialists

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Bad Credit Home Loan

Range of Lending Options

First Home Buyers

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Low Doc Loans

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Bad Credit Home Loans

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