Got a preferred lender or bank, it‘s worth while talking with us because as house loan experts, we can often get a better deal (interest rates, cash back, fees paid for, etc.) for you with them. This is because of the volume of house loan deals we present to the banks.
As mortgage brokers and advisers we are regularly in touch with all of the important banks and lenders and due to this wealth of knowledge are in a great position to best match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, and over time their criteria change. In fact more often than not, the home loans that we get across the line for customers just like you, are outside their normal acceptance criteria. This is due to the relationships we have built up over time with the banks.
We will work closely with you to gather all of the relevant info and present it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.
There are lots of confusing jargon and terms when it comes to buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Napier home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting process. No need to worry though because at APM Finance we’re here to help and care about you getting the best deal, that suits your situation, and one that works for you.
We take time to explain unknown jargon and answer your questions.
After collecting all the needed information, we look to see which of the many banks and lenders to offer your home loan to, to ensure the highest chance of getting a mortgage with a favourable interest rate and payments that suit your situation.
We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and pricing to look at.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with the majority of financial institutions to create unique packages to meet the needs of people in Napier and all around New Zealand.
We get that life creates financial challenges at the drop of a hat and we here to help sort yours as easily as possible.
If you are unsure about anything about our home loan products or services, contact one of our friendly personal consultants now.
APM Finance can sort your financial requirements and as long as you can provide the necessary documentation, we can handle the rest.
Self Employed people often find getting any mortgage is scuttled by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the standard criteria or keeps getting turned down, call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage options to meet your financial requirements. Whether you have had some financial issues in the past, the team at APM Finance are discreet and will source the right home loan for your situation.
We will look at the info beyond credit histories to try and source a suitable financing option, working with each other we can find ways ahead.
Whether you are buying your first home or someone who has some challenges in their financial history, or are in mortgage arrears, or you’re building a new house and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Business Loan Balclutha, Business Loan Rotorua, Mortgage Broker Taumarunui, Mortgage Lender Inglewood, Mortgage Broker Omokoroa, Mortgage Broker Tokoroa, Business Loan Wairoa, House Loan Balclutha, Mortgage Loan Broker Picton, Home Loan Kawerau then you can Apply Online, call us on 0800 000 774 or send us a message
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