Providing Mortgage Lender Services in Upper Hutt - Licensed Brokers & Advisers

Mortgage Lender
Upper Hutt

Your Top Upper Hutt Mortgage Lender Specialist

Fast & Easy & Independent

Mortgage Lenders Upper Hutt

Even if you have a preferred lender or bank, it is worth while speaking to us because as mortgage lender specialists, we can often get a better offer (interest rate, cash backs, fees paid, etc.) for you with the bank. Generally this is because of the number of mortgage lender mortgages we send to the banks.

As mortgage brokers and advisers we are in close communications with all of the key banks and lenders and because of this wealth of knowledge we are in a great position to best match up your situation with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time too. In fact more often than not, the deals that get accepted for customers just like you, are outside their normal lending criteria. This is because of the relationship we have built up over the years with the banks.

We will work closely with you to gather all of the needed information and present it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.

There are lots of confusing terms and jargon when buying a property and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.

Apply obligation Free online in less than 3 mins

To find out more about securing your Upper Hutt home and mortgage payments give the team at APM Finance a call today.

The mortgage lender service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Upper Hutt

First Home Buyer Mortgage Lenders

Buying your first home can be a daunting and exciting experience. No need to worry though because at APM Finance we’re here to help and care about you getting the best deal, that suits your unique situation, and one that works for you.

We take the time to explain the jargon and answer your questions.

After collecting the needed information, we look to see which of the many lenders and banks to present your home loan to, to ensure the highest chance of getting a mortgage with the best interest rate and repayments that suit your situation.

We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and price range to look at.

Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit together.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with many financial institutions to put together unique packages to meet the various needs of people in Upper Hutt and all around New Zealand.

We understand that life creates financial challenges at the drop of a hat and we here to help sort yours as quickly as possible.

If you are unsure about anything about our home loan products or services, contact one of our friendly personal consultants now.

APM Finance can sort your financial needs and as long as you can provide the necessary info, we can handle the rest.

Mortgage Lender Upper Hutt

Low-Doc & Self Employed

Self Employed people often find getting any mortgage is scuttled by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self employed with a min of 6 months trading history
  • Low doc loan rates that drop down with on time repayments
  • No monthly / ongoing fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial documentation required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Thinking your loan is outside the square or keeps getting turned down, call us to find out if APM Finance can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Mortgage Lender Experts

APM Finance have a specially trained team offering you a range of loan options to meet your financial needs. Whether you have had some financial challengespreviously, our team at APM Finance are discreet and will source the appropriate mortgage for your needs.

We will look at the information beyond credit histories to try and find a suitable financing option, working with each other we can find ways forward.

Whether you’re buying your first home or a person who has some issues in their financial past, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.

Call us today to find out what sort of financial options we can provide you to make things easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Upper Hutt Mortgage Lender

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Low Doc Loans

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Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]