Although you may have a preferred bank or lender, it‘s worth while having a chat with us because as mortgage lender specialists, we often get a better deal (interest rates, cash back, fees paid for, etc.) for you with the bank. This is because of the volume of mortgage lender offers we send to the banks.
As mortgage brokers and advisers we are regularly in touch with all of the key lenders and banks and due to this wealth of knowledge we are in a great place to match up your position with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, whic changes over time. More often than not, the mortgages that get accepted for people just like you, are outside their normal lending criteria. This is because of the relationship we have built-up over time with these lenders.
We will work closely with you to gather all of the relevant info and present it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.
There are lots of confusing terms and jargon when it comes to buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Upper Hutt home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting process. No need to worry though, at APM Finance we’re here to help and we care about getting you the best deal, that suits your unique situation, and that works for you.
We take the time to explain unknown jargon and answer your questions.
After gathering the relevant information, we look to see which of the banks and lenders to present your home loan to, to ensure the best chance of getting a mortgage with a favourable interest rate and payments that are suited to your circumstances.
We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and price range to consider.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with the majority of financial institutions to put together unique packages to meet the needs of people in Upper Hutt and all around New Zealand.
We understand that life creates financial needs at the drop of a hat and we here to help sort yours as quickly as possible.
If you have any questions on our home loan products or services, contact one of our trusted personal consultants today.
APM Finance can handle your financial needs and as long as you can provide the necessary documentation, we can handle the rest.
Self Employed people can find getting a mortgage is scuttled by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the box or keeps getting turned down, then call us to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of loan products to meet your financial needs. Whether you have had some financial indiscretions in the past, the people at APM Finance are discreet and will find the appropriate loan for your situation.
We will look at the info beyond credit histories to aim and find a suitable financing solution, working with each other we can find ways ahead.
Whether you’re a first home buyer or someone who has some issues in their financial history, or are in mortgage arrears, or you’re building a house and have come up short of funds, whatever the need.
Call us today to find out what sort of financial support we can help you with to make everything easier.


















APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Katikati, Mortgage Lender Turangi, House Loan Milton, Mortgage Lender Darfield, Mortgage Broker Masterton, Mortgage Lender Albany, Mortgage Lender Pokeno, Mortgage Broker Waimate, Mortgage Loan Broker Rotorua, Mortgage Broker Kerikeri then you can Apply Online, call us on 0800 000 774 or send us a message
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