Providing Mortgage Lender Services in Upper Hutt - Licensed Advisers & Brokers

Mortgage Lender
Upper Hutt

Your Best Upper Hutt Mortgage Lender Specialist

Quick & Easy & Independent

Mortgage Lenders Upper Hutt

Even if you have a preferred bank or lender, it‘s well worth while talking with us because as mortgage lender experts, we can usually get a better offer (interest rates, cash backs, fees paid, etc.) for you with the bank. Generally this is because of the number of mortgage lender mortgages we send to all the banks.

As mortgage brokers and advisers we are in close communications with all of the important lenders and banks and because of this wealth of knowledge we are in a great place to match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same criteria, and over time their criteria change. In fact more often than not, the deals that get across the line for customers just like you, are outside their normal acceptance criteria. This is because of the relationships we have built-up over time with these lenders.

We will work closely with you to collect together all of the needed information and present it in a way to lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.

There are lots of confusing terms and jargon when buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.

Apply obligation Free online in a matter of minutes

To find out more about securing your Upper Hutt home and mortgage repayments give the team at APM Finance a call today.

The mortgage lender service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Upper Hutt

First Home Buyer Mortgage Lenders

Buying your first house can be a daunting and exciting process. No need to worry though, at APM Finance we’re here to help and care about getting you the best deal, one that suits your situation, and that works for you.

We take time to explain the jargon and answer your questions.

After collecting all the relevant information, we can look to see which of the banks and lenders to present your home loan to, to ensure the highest chance of getting a home loan with a favourable interest rate and payments that suit your situation.

We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and proces to consider.

Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit together.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with many financial institutions to put together unique packages to meet the needs of people in Upper Hutt and all around New Zealand.

We understand that life creates financial needs at the drop of a hat and we can help sort yours as easily as possible.

If you are unsure about anything about our home loan products or services, contact one of our trusted personal consultants today.

APM Finance can handle your financial needs and as long as you can get us the necessary info, we can sort the rest.

Mortgage Lender Upper Hutt

Low-Doc & Self Employed

Self Employed people can find getting any bank mortgage is made too hard by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self employed with a min of 6 months of being in business and trading
  • Low doc loan rates that step down with on time repayments
  • No monthly / ongoing fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial docs required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

If you think your loan is outside the standard criteria or keeps getting turned down, call us to find out if APM Finance can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Mortgage Lender Experts

APM Finance have a specially trained team offering you a range of loan products to meet your financial needs. Whether you have had some financial challengespreviously, our team at APM Finance are discreet and will find the most suited mortgage for your situation.

We will look at factors beyond credit histories to try and find a suitable financing option, working with each other we can find ways forward.

Whether you are a first home buyer or someone who has some issues in their financial past, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.

Call today to find out what sort of financial support we can help you with to make things easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Mortgage Lender Upper Hutt Experts

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]