Got a preferred bank or lender, it‘s well worth while having a chat with us because as mortgage lender specialists, we can usually obtain a better deal (interest rate, cash backs, fees paid, etc.) for you with the bank. Generally this is because of the volume of mortgage lender deals we present to all the banks.
As mortgage brokers and advisers we are regularly in touch with all of the important banks and lenders and because of this wealth of knowledge are in a great place to match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time too. More often than not, the deals that we get accepted for people just like you, are outside their normal lending criteria. This is because of the relationship we have built-up over the years with these lenders.
We will work closely with you to gather all of the relevant info and present it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.
There are lots of confusing terms and jargon when buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Upper Hutt home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting process. No need to worry though, at APM Finance we are here to help and care about you getting the best deal, that suits your situation, and that works for you.
We take time to explain unknown jargon and answer your questions.
After gathering the relevant information, we can look to see which of the banks and lenders to present your home loan to, to ensure the highest chance of getting a loan with a favourable interest rate and payments that are suited to your situation.
We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what homes and proces to consider.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with lots of financial institutions to put together unique packages to meet the various needs of people in Upper Hutt and all around New Zealand.
We get that life creates financial needs at the drop of a hat and we here to help sort yours as quickly as possible.
If you have any questions about our house loan products or services, contact one of our friendly personal consultants now.
APM Finance can sort your financial requirements and as long as you can get us the necessary information, we can sort the rest.
Self-Employed people often find getting a bank mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the criteria or keeps getting turned down, then call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage options to meet your financial requirements. Whether you have had some financial challenges in the past, the people at APM Finance are discreet and will find the best mortgage for your circumstances.
We will look at factors beyond credit histories to try and find a suitable financing solution, working with each other we can find ways ahead.
Whether you are buying your first home or someone who has some challenges in their financial past, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Taumarunui, Home Loan Palmerston North, Mortgage Loan Broker Kihikihi, Mortgage Lender Te Aroha, House Loan Taumarunui, Business Loan Lower Hutt, Mortgage Loan Broker Katikati, Mortgage Broker Motueka, House Loan Huntly, Mortgage Loan Broker Te Anau then you can Apply Online, call us on 0800 000 774 or send us a message
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