Even if you have a preferred lender or bank, it‘s well worth while speaking to us because as mortgage lender specialists, we can usually obtain a better offer (interest rate, cash backs, fees paid for, etc.) for you with them. Generally this is because of the number of mortgage lender deals we present to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the important lenders and banks and due to this wealth of knowledge are in a great position to best match up your situation with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, whic changes over time. More often than not, the loans that we get across the line for customers just like you, are outside their normal acceptance criteria. This is due to the relationship we have built up over time with these lenders.
We will work closely with you to gather all of the needed information and provide it in a way to lenders and banks to put you in the best light possible so that banks want to provide a home loan to you.
There are lots of confusing terms and jargon when buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Tokoroa home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though because at APM Finance we are here to help and care about you getting the best deal, one that suits your situation, and that works for you.
We take time to explain the jargon and answer your questions.
After collecting all the relevant information, we look to see which of the lenders and banks to present your home loan to, to ensure the highest chance of getting a home loan with a favourable interest rate and repayments that suit your circumstances.
We’ll help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what homes and proces to look at.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with the majority of financial institutions to create unique packages to meet the needs of people in Tokoroa and all around New Zealand.
We get that life creates financial challenges at a moments notice and we can help sort yours as easily as possible.
If you have any questions on our house loan products or services, contact one of our trusted personal consultants now.
APM Finance can handle your financial needs and as long as you can get us the required information, we can handle the rest.
Self-Employed people can find getting a mortgage is made too hard by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the criteria or keeps getting turned down, call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan options to meet your financial needs. Whether you have had some financial challengespreviously, our people at APM Finance are discreet and will source the right loan for your circumstances.
We will look at the information beyond credit histories to try and source a suitable financing option, working together we can find a way forward.
Whether you’re buying your first home or a person who has some challenges in their financial history, or are in mortgage arrears, or you’re building a house and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make things easier.


















APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Takapuna, Mortgage Lender Hastings, Mortgage Broker Kihikihi, Mortgage Lender Maraetai, Mortgage Lender Snells Beach, Mortgage Lender Pahiatua, Mortgage Lender Ta Awamutu, Mortgage Lender Westport, Mortgage Broker Inglewood, Mortgage Broker Rangiora then you can Apply Online, call us on 0800 000 774 or send us a message
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