Got a preferred bank or lender, it‘s worth while having a chat with us because as house loan specialists, we usually get a better offer (interest rate, cash backs, fees paid for, etc.) for you with them. This is because of the number of house loan deals we send to the banks.
As mortgage brokers and advisers we are in close communications with all of the important banks and lenders and because of this wealth of knowledge are in a great position to best match up your situation with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, and over time their criteria change. More often than not, the mortgages that get accepted for customers just like you, are outside their normal acceptance criteria. This is due to the relationships we have built-up over the years with the banks.
We will work closely with you to gather all of the relevant information and provide it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a home loan to you.
There can be lots of confusing terms and jargon when it comes to buying a house and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Cambridge home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though, at APM Finance we are here to help and care about you getting the best deal, one that suits your unique situation, and one that works for you.
We take the time to explain the jargon and answer your questions.
After gathering all the needed information, we can look to see which of the many banks and lenders to offer your home loan to, to ensure the highest chance of getting a loan with the best interest rate and payments that are suited to your circumstances.
We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and price range to look at.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with almost all financial institutions to create unique packages to meet the needs of people like youin Cambridge and all around New Zealand.
We understand that life creates financial needs at the drop of a hat and we can help sort yours as easily as possible.
If you have any questions about our house loan mortgages or services, contact one of our trusted personal consultants today.
APM Finance can sort your financial requirements and as long as you can provide the necessary documentation, we can handle the rest.
Self Employed people can find getting any mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the criteria or keeps getting turned down, call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan products to meet your financial requirements. Whether you have had some financial issuespreviously, our team at APM Finance are discreet and will find the right loan for your circumstances.
We will look at the info beyond credit histories to try and find a suitable financing solution, working together we can find ways forward.
Whether you’re buying your first home or someone who has some issues in their financial past, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Loan Broker Whangarei, Mortgage Loan Broker Otaki, Home Loan Whakatane, Home Loan Marton, Mortgage Loan Broker Clive, House Loan Kaikohe, House Loan Otorohanga, Mortgage Broker Ashburton, Mortgage Broker Westport, Home Loan Rolleston then you can Apply Online, call us on 0800 000 774 or send us a message
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