Although you may have a preferred lender or bank, it is worth while having a chat with us because as house loan specialists, we can often get a better deal (interest rates, cash back, fees paid, etc.) for you with the bank. Generally this is because of the volume of house loan mortgages we send to the banks.
As mortgage brokers and advisers we are in close communications with all of the important lenders and banks and because of this wealth of knowledge are in a great position to best match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. In fact more often than not, the home loans that get accepted for people just like you, are outside their normal lending criteria. This is because of the relationship we have built up over the years with these lenders.
We will work closely with you to gather all of the needed info and present it in a way to banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.
There can be lots of confusing terms and jargon when it comes to buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
Apply obligation Free online in less than 3 mins
To find out more about securing your Christchurch home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting process. No need to worry though, at APM Finance we are here to help and care about you getting the best deal, that suits your unique situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After gathering all the needed info, we look to see which of the banks and lenders to offer your home loan to, to ensure the highest chance of getting a mortgage with the best interest rate and payments that suit your situation.
We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and proces to consider.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with lots of financial institutions to create unique packages to meet the needs of people in Christchurch and all around New Zealand.
We get that life creates financial challenges at a moments notice and we can help sort yours as quickly as possible.
If you are unsure about anything about our home loan products or services, contact one of our friendly personal consultants now.
APM Finance can handle your financial needs and as long as you can provide the necessary information, we can handle the rest.
Self Employed people can find getting any bank mortgage is made too hard by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the square or keeps getting turned down, then call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage options to meet your financial needs. Whether you have had some financial problems in the past, the team at APM Finance are discreet and will find the most suited home loan for your needs.
We will look at the information beyond credit histories to aim and source a suitable financing option, working with each other we can find ways ahead.
Whether you’re a first home buyer or someone who has some challenges in their financial past, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.
Call us today to find out what sort of financial support we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Timaru, Mortgage Loan Broker Invercargill, Mortgage Broker Motueka, House Loan Napier, House Loan Marton, Mortgage Lender Cambridge, Business Loan Taumarunui, Mortgage Broker Pukekohe, Home Loan Kihikihi, Mortgage Lender Pukekohe then you can Apply Online, call us on 0800 000 774 or send us a message
House Loan Christchurch Experts
No Security or Collateral Required
Short Term Business Finance
Loan Updates & General Enquiries
Mortgage, Finance & Loan Application
Fill out the form below to request more information or call us on