Got a preferred bank or lender, it is worth while talking with us because as house loan specialists, we often obtain a better offer (interest rates, cash back, fees paid, etc.) for you with the bank. This is because of the number of house loan deals we send to all the banks.
As mortgage brokers and advisers we are in close communications with all of the important lenders and banks and because of this wealth of knowledge we are in a great place to best match up your situation with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, whic changes over time. More often than not, the home loans that get across the line for people just like you, are outside their normal lending criteria. This is due to the relationships we have built up over the years with the banks.
We will work closely with you to collect together all of the relevant information and present it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.
There can be lots of confusing jargon and terms when it comes to buying a house and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
Apply obligation Free online in a matter of minutes
To find out more about securing your Christchurch home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting experience. No need to worry though, at APM Finance we are here to help and care about you getting the best deal, one that suits your unique situation, and that works for you.
We take the time to explain unknown jargon and answer your questions.
After collecting all the relevant info, we can look to see which of the many banks and lenders to offer your home loan to, to ensure the highest chance of getting a loan with a favourable interest rate and payments that suit your circumstances.
We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what homes and price range to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with almost all financial institutions to put together unique packages to meet the various needs of people in Christchurch and all around New Zealand.
We get that life creates financial challenges at the drop of a hat and we can help sort yours as quickly as possible.
If you have any questions about our house loan mortgages or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial requirements and as long as you can provide the required information, we can sort the rest.
Self-Employed people can find getting any bank mortgage is made too hard by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the square or keeps getting turned down, then call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage options to meet your financial requirements. Whether you have had some financial issuespreviously, our team at APM Finance are discreet and will source the appropriate mortgage for your circumstances.
We will look at the information beyond credit histories to aim and find a suitable financing solution, working together we can find ways ahead.
Whether you’re a first home buyer or a person who has some challenges in their financial history, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial support we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Loan Broker Cambridge, Mortgage Broker Mosgiel, Mortgage Broker Lake Hayes, Mortgage Lender Ashhurst, Mortgage Lender Gisborne, Business Loan Takapuna, Mortgage Lender Waimate, Home Loan Havelock North, Mortgage Broker Te Aroha, Mortgage Broker Waitara then you can Apply Online, call us on 0800 000 774 or send us a message
Your Christchurch House Loan Experts
No Security or Collateral Required
Short Term Business Finance
Loan Updates & General Enquiries
Mortgage, Finance & Loan Application
Fill out the form below to request more information or call us on