Even if you have a preferred bank or lender, it is worth while having a chat with us because as mortgage broker specialists, we usually obtain a better offer (interest rates, cash back, fees paid, etc.) for you with the bank. This is because of the number of mortgage broker mortgages we present to the banks.
As mortgage brokers and advisers we are in close communications with all of the important banks and lenders and because of this wealth of knowledge we are in a great place to match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time too. More often than not, the deals that we get accepted for people just like you, are outside their normal acceptance criteria. This is due to the relationships we have built-up over time with these lenders.
We will work closely with you to collect together all of the needed information and provide it in a way to lenders and banks to put you in the best light possible so that banks want to provide a home loan to you.
There can be lots of confusing terms and jargon when buying a house and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Rangiora home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though, at APM Finance we’re here to help and care about you getting the best deal, that suits your unique situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After collecting the needed info, we can look to see which of the banks and lenders to offer your home loan to, to ensure the best chance of getting a loan with a favourable interest rate and payments that are suited to your situation.
We will help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what houses and proces to consider.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with almost all financial institutions to put together unique packages to meet the needs of people like youin Rangiora and all around New Zealand.
We get that life creates financial needs at the drop of a hat and we can help sort yours as easily as possible.
If you have any questions on our home loan mortgages or services, contact one of our trusted personal consultants today.
APM Finance can handle your financial requirements and as long as you can get us the required info, we can handle the rest.
Self Employed people can find getting any mortgage is scuttled by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the standard criteria or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of loan products to meet your financial requirements. Whether you have had some financial indiscretionspreviously, our team at APM Finance are discreet and will source the appropriate home loan for your situation.
We will look at factors beyond credit histories to try and source a suitable financing option, working together we can find ways forward.
Whether you’re buying your first home or someone who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a house and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Carterton, Home Loan Whangarei, Mortgage Lender Otaki, Mortgage Lender Queenstown, Mortgage Lender Gisborne, Business Loan Wellsford, Business Loan Paraparaumu, House Loan Porirua, Home Loan Manukau, House Loan Christchurch then you can Apply Online, call us on 0800 000 774 or send us a message
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