Even if you have a preferred lender or bank, it is well worth while speaking to us because as house loan specialists, we often get a better offer (interest rate, cash back, fees paid for, etc.) for you with the bank. This is because of the volume of house loan offers we present to all the banks.
As mortgage brokers and advisers we are in close communications with all of the important banks and lenders and due to this wealth of knowledge we are in a great place to match up your position with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time. In fact more often than not, the deals that get across the line for customers just like you, are outside their normal lending criteria. This is due to the relationship we have built-up over the years with the banks.
We will work closely with you to gather all of the needed information and present it in a way to lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.
There can be lots of confusing jargon and terms when it comes to buying a property and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Otorohanga home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting experience. No need to worry though because at APM Finance we’re here to help and we care about getting you the best deal, that suits your situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After collecting all the needed info, we can look to see which of the many lenders and banks to present your home loan to, to ensure the highest chance of getting a mortgage with a favourable interest rate and repayments that are suited to your situation.
We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and pricing to consider.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with the majority of financial institutions to create unique packages to meet the needs of people in Otorohanga and all around New Zealand.
We get that life creates financial needs at a moments notice and we can help sort yours as quickly as possible.
If you have any questions on our home loan products or services, contact one of our trusted personal consultants now.
APM Finance can sort your financial needs and as long as you can provide the necessary information, we can handle the rest.
Self Employed people can find getting a bank mortgage is scuttled by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the criteria or keeps getting turned down, call us to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of loan options to meet your financial requirements. Whether you have had some financial problems in the past, our people at APM Finance are discreet and will source the appropriate mortgage for your needs.
We will look at the information beyond credit histories to aim and source a suitable financing option, working with each other we can find ways ahead.
Whether you’re a first home buyer or someone who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.
Call today to find out what sort of financial support we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Palmerston North, Mortgage Lender Pukekohe, House Loan Motueka, Business Loan Winton, Business Loan Kihikihi, Mortgage Lender Cambridge, Business Loan Carterton, Mortgage Loan Broker Whanganui, Mortgage Broker Kaikoura, Home Loan Papakura then you can Apply Online, call us on 0800 000 774 or send us a message
Otorohanga House Loan Specialists
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