Even if you have a preferred bank or lender, it‘s well worth while having a chat with us because as house loan specialists, we can usually obtain a better deal (interest rate, cash back, fees paid for, etc.) for you with the bank. Generally this is because of the number of house loan deals we present to the banks.
As mortgage advisers and brokers we are in close communications with all of the important banks and lenders and due to this wealth of knowledge we are in a great place to match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. In fact more often than not, the loans that we get across the line for people just like you, are outside their normal lending criteria. This is due to the relationships we have built up over time with the banks.
We will work closely with you to gather all of the relevant info and present it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.
There can be lots of confusing terms and jargon when buying a home and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Otorohanga home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting process. No need to worry though, at APM Finance we’re here to help and we care about getting you the best deal, one that suits your unique situation, and that works for you.
We take the time to explain unknown jargon and answer your questions.
After gathering the needed info, we look to see which of the banks and lenders to offer your home loan to, to ensure the best chance of getting a loan with the best interest rate and payments that suit your situation.
We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what homes and price range to consider.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with the majority of financial institutions to create unique packages to meet the various needs of people like youin Otorohanga and all around New Zealand.
We realise that life creates financial needs at when least expected and we here to help sort yours as easily as possible.
If you have any questions about our house loan products or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial requirements and as long as you can get us the required info, we can sort the rest.
Self Employed people often find getting a bank mortgage is scuttled by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the criteria or keeps getting turned down, call us to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage products to meet your financial requirements. Whether you have had some financial problems in the past, our people at APM Finance are discreet and will source the right mortgage for your circumstances.
We will look at the information beyond credit histories to try and source a suitable financing solution, working together we can find ways ahead.
Whether you are a first home buyer or a person who has some issues in their financial past, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.
Call us today to find out what sort of financial support we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Dannevirke, Business Loan Whanganui, Mortgage Loan Broker New Plymouth, Mortgage Loan Broker Putaruru, Mortgage Lender Ohakune, Mortgage Lender Waiuku, Business Loan Masterton, Mortgage Broker Raglan, Mortgage Loan Broker Darfield, Business Loan Nelson then you can Apply Online, call us on 0800 000 774 or send us a message
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