Although you may have a preferred lender or bank, it‘s worth while speaking to us because as house loan experts, we often get a better offer (interest rate, cash back, fees paid, etc.) for you with the bank. Generally this is because of the number of house loan offers we send to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the key banks and lenders and due to this wealth of knowledge we are in a great place to best match up your situation with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, whic changes over time. More often than not, the home loans that we get accepted for people just like you, are outside their normal acceptance criteria. This is due to the relationships we have built up over time with these lenders.
We will work closely with you to gather all of the relevant info and present it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.
There are lots of confusing jargon and terms when it comes to buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Carterton home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting experience. No need to worry though, at APM Finance we are here to help and care about you getting the best deal, that suits your unique situation, and that works for you.
We take the time to explain unknown jargon and answer your questions.
After collecting the relevant info, we can look to see which of the many banks and lenders to present your home loan to, to ensure the highest chance of getting a loan with the best interest rate and repayments that are suited to your circumstances.
We’ll help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what houses and price range to consider.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with many financial institutions to create unique packages to meet the needs of people like youin Carterton and all around New Zealand.
We get that life creates financial challenges at when least expected and we can help sort yours as quickly as possible.
If you are unsure about anything on our house loan products or services, contact one of our friendly personal consultants now.
APM Finance can sort your financial requirements and as long as you can get us the required documentation, we can sort the rest.
Self Employed people can find getting any bank mortgage is made too hard by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the criteria or keeps getting turned down, call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of loan products to meet your financial needs. Whether you have had some financial indiscretionspreviously, the people at APM Finance are discreet and will find the right loan for your circumstances.
We will look at the info beyond credit histories to try and source a suitable financing solution, working with each other we can find a way forward.
Whether you’re buying your first home or someone who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Wellington, Mortgage Lender Whakatane, Mortgage Loan Broker Waikanae, Business Loan Te Anau, Home Loan Geraldine, Business Loan Taumarunui, House Loan Opotiki, Mortgage Broker Westport, Home Loan Kaiapoi, Mortgage Lender Kumeu then you can Apply Online, call us on 0800 000 774 or send us a message
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