Providing Home Loan Services in Geraldine - Licensed Brokers & Advisers

Home Loan
Geraldine

Your Top Geraldine Home Loan Specialist

Flexible & Quick & Independent

Home Loans Geraldine

Even if you have a preferred bank or lender, it is worth while talking with us because as home loan specialists, we usually get a better deal (interest rates, cash back, fees paid, etc.) for you with them. This is because of the volume of home loan mortgages we present to all the banks.

As mortgage brokers and advisers we are in close communications with all of the key banks and lenders and due to this wealth of knowledge are in a great place to match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time too. In fact more often than not, the deals that get accepted for people just like you, are outside their normal lending criteria. This is due to the relationships we have built-up over time with the banks.

We will work closely with you to collect together all of the needed information and provide it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a home loan to you.

There are lots of confusing terms and jargon when buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in a matter of minutes

To find out more about securing your Geraldine home and mortgage repayments give the team at APM Finance a call today.

The home loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Geraldine

First Home Buyer Home Loans

Buying your first house can be a daunting and exciting process. No need to worry though because at APM Finance we are here to help and we care about you getting the best deal, one that suits your situation, and one that works for you.

We take time to explain the jargon and answer your questions.

After collecting the needed info, we can look to see which of the lenders and banks to offer your home loan to, to ensure the best chance of getting a mortgage with a favourable interest rate and payments that are suited to your circumstances.

We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and pricing to look at.

Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit ready.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with many financial institutions to create unique packages to meet the needs of people in Geraldine and all around New Zealand.

We realise that life creates financial needs at when least expected and we here to help sort yours as easily as possible.

If you are unsure about anything about our house loan products or services, contact one of our trusted personal consultants now.

APM Finance can sort your financial needs and as long as you can get us the required information, we can sort the rest.

Home Loan Geraldine

Low-Doc & Self Employed

Self-Employed people can find getting any bank mortgage is scuttled by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self employed with a min of 6 months of being in business and trading
  • Low doc loan rates that drop down with on time repayments
  • No monthly / on-going fees
  • Unlimited cash up to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial docs required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

If you think your loan is outside the criteria or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Home Loan Expert

APM Finance have a specially trained team offering you a range of loan products to meet your financial requirements. Whether you have had some financial problems in the past, our people at APM Finance are discreet and will source the right loan for your situation.

We will look at the information beyond credit histories to try and source a suitable financing option, working together we can find a way ahead.

Whether you’re buying your first home or a person who has some issues in their financial history, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.

Call us today to find out what sort of financial options we can provide you to make everything easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Home Loan Geraldine Experts

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

Contact Us

Loan Updates & General Enquiries

Apply Online

Mortgage, Finance & Loan Application

Make An Enquiry or

Ask a Question

Fill out the form below to request more information or call us on

Please prove you are human by selecting the Star.

We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]