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Providing Home Loan Services Geraldine - Licensed Brokers & Advisers

Home Loan
Geraldine

Your Best Geraldine Home Loan Specialist

Easy & Fast & Independent

Home Loans Geraldine

Even if you have a preferred bank or lender, it is well worth while speaking to us because as home loan experts, we can usually obtain a better deal (interest rate, cash back, fees paid for, etc.) for you with the bank. Generally this is because of the number of home loan mortgages we send to all the banks.

As mortgage brokers and advisers we are in close communications with all of the key lenders and banks and because of this wealth of knowledge we are in a great place to best match up your situation with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same criteria, and over time their criteria change. More often than not, the loans that get across the line for customers just like you, are outside their normal lending criteria. This is due to the relationships we have built-up over time with the banks.

We will work closely with you to collect together all of the needed info and present it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.

There are lots of confusing terms and jargon when buying a house and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.

Apply obligation Free online in less than 3 mins

To find out more about securing your Geraldine home and mortgage repayments give the team at APM Finance a call today.

The home loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Geraldine

First Home Buyer Home Loans

Buying your first house can be an exciting and daunting process. No need to worry though, at APM Finance we’re here to help and we care about getting you the best deal, one that suits your situation, and one that works for you.

We take the time to explain the jargon and answer your questions.

After collecting the needed info, we look to see which of the banks and lenders to offer your home loan to, to ensure the highest chance of getting a loan with a favourable interest rate and repayments that suit your circumstances.

We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and proces to consider.

Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit ready.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with many financial institutions to put together unique packages to meet the needs of people like youin Geraldine and all around New Zealand.

We get that life creates financial needs at the drop of a hat and we here to help sort yours as easily as possible.

If you are unsure about anything on our home loan products or services, contact one of our friendly personal consultants today.

APM Finance can sort your financial needs and as long as you can get us the required info, we can handle the rest.

Home Loan Geraldine

Low-Doc & Self Employed

Self-Employed people can find getting a bank mortgage is scuttled by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with at least 6 months trading history
  • Low doc loan rates that drop down with on time repayments
  • No monthly / on going fees
  • Unlimited cash up to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial docs required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

If you think your loan is outside the square or keeps getting turned down, then call us today to find out if APM Finance can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Home Loan Experts

APM Finance have a specially trained team to offer you a range of loan products to meet your financial requirements. Whether you have had some financial challengespreviously, the people at APM Finance are discreet and will source the right mortgage for your needs.

We will look at the info beyond credit histories to aim and source a suitable financing option, working with each other we can find a way ahead.

Whether you are buying your first home or a person who has some issues in their financial past, or are in mortgage arrears, or you’re building a new house and have run out of funds, whatever the need.

Call today to find out what sort of financial options we can provide you to make everything easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

If you are looking for a Mortgage Lender Marton, House Loan Kaiapoi, Business Loan Motueka, Home Loan Matamata, Business Loan Wanaka, Business Loan Te Kuiti, Home Loan Kawerau, Home Loan Christchurch, Business Loan Papakura, Mortgage Broker Rotorua then you can Apply Online, call us on 0800 000 774 or send us a message

Your Geraldine Home Loan Specialists

Unsecured Business Loans

No Security or Collateral Required

Secured Business Loans

Short Term Business Finance

Contact Us

Loan Updates & General Enquiries

Apply Online

Mortgage, Finance & Loan Application

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