Although you may have a preferred bank or lender, it is worth while talking with us because as mortgage loan broker experts, we usually obtain a better offer (interest rate, cash back, fees paid for, etc.) for you with the bank. Generally this is because of the volume of mortgage loan broker offers we send to all the banks.
As mortgage advisers and brokers we are regularly in touch with all of the key banks and lenders and because of this wealth of knowledge we are in a great position to best match up your position with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, whic changes over time. In fact more often than not, the mortgages that we get accepted for customers just like you, are outside their normal acceptance criteria. This is because of the relationship we have built-up over the years with these lenders.
We will work closely with you to gather all of the needed information and provide it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.
There can be lots of confusing terms and jargon when buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Oamaru home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting process. No need to worry though, at APM Finance we’re here to help and care about getting you the best deal, one that suits your situation, and one that works for you.
We take the time to explain unknown jargon and answer your questions.
After gathering all the relevant info, we look to see which of the many lenders and banks to offer your home loan to, to ensure the highest chance of getting a home loan with a favourable interest rate and payments that suit your situation.
We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and price range to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with almost all financial institutions to put together unique packages to meet the various needs of people in Oamaru and all around New Zealand.
We get that life creates financial challenges at when least expected and we here to help sort yours as easily as possible.
If you have any questions on our home loan products or services, contact one of our friendly personal consultants now.
APM Finance can sort your financial needs and as long as you can provide the necessary information, we can sort the rest.
Self-Employed people often find getting any bank mortgage is scuttled by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the square or keeps getting turned down, call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of loan products to meet your financial requirements. Whether you have had some financial challenges in the past, our people at APM Finance are discreet and will find the appropriate home loan for your situation.
We will look at the info beyond credit histories to try and source a suitable financing solution, working with each other we can find a way ahead.
Whether you’re a first home buyer or a person who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Dunedin, House Loan Opotiki, Mortgage Broker Ta Awamutu, Business Loan Opotiki, Business Loan Arrowtown, Mortgage Broker Featherston, Mortgage Lender Katikati, Mortgage Broker Warkworth, Business Loan Waihi, House Loan Balclutha then you can Apply Online, call us on 0800 000 774 or send us a message
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