Got a preferred bank or lender, it is worth while talking with us because as house loan experts, we usually get a better offer (interest rates, cash back, fees paid, etc.) for you with them. Generally this is because of the volume of house loan mortgages we send to the banks.
As mortgage brokers and advisers we are in close communications with all of the key lenders and banks and due to this wealth of knowledge we are in a great position to best match up your position with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, and over time their criteria change. In fact more often than not, the deals that we get across the line for people just like you, are outside their normal acceptance criteria. This is due to the relationship we have built up over time with the banks.
We will work closely with you to collect together all of the relevant info and provide it in a way to lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.
There are lots of confusing terms and jargon when buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Balclutha home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting experience. No need to worry though because at APM Finance we are here to help and care about getting you the best deal, that suits your situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After gathering the relevant information, we look to see which of the many lenders and banks to offer your home loan to, to ensure the highest chance of getting a loan with a favourable interest rate and repayments that suit your situation.
We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and proces to consider.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with many financial institutions to create unique packages to meet the various needs of people like youin Balclutha and all around New Zealand.
We realise that life creates financial challenges at when least expected and we can help sort yours as quickly as possible.
If you are unsure about anything on our house loan mortgages or services, contact one of our trusted personal consultants now.
APM Finance can sort your financial requirements and as long as you can provide the necessary documentation, we can sort the rest.
Self-Employed people can find getting any bank mortgage is made too hard by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the criteria or keeps getting turned down, call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of loan products to meet your financial requirements. Whether you have had some financial problems in the past, our people at APM Finance are discreet and will source the best mortgage for your circumstances.
We will look at factors beyond credit histories to aim and find a suitable financing solution, working together we can find ways forward.
Whether you are buying your first home or a person who has some issues in their financial past, or are in mortgage arrears, or you’re building a new house and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a House Loan Upper Hutt, House Loan Ngaruawahia, Mortgage Broker Waikanae, Mortgage Loan Broker Palmerston North, Mortgage Broker Warkworth, Home Loan Wanaka, Mortgage Broker Foxton, Home Loan Opotiki, Home Loan Waimate, Business Loan Whangarei then you can Apply Online, call us on 0800 000 774 or send us a message
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