Providing Home Loan Services in Opotiki - Licensed Advisers & Brokers

Home Loan
Opotiki

Your Best Opotiki Home Loan Specialist

Easy & Fast & Independent

Home Loans Opotiki

Although you may have a preferred lender or bank, it is worth while having a chat with us because as home loan experts, we can often get a better offer (interest rates, cash back, fees paid for, etc.) for you with the bank. This is because of the number of home loan offers we send to the banks.

As mortgage advisers and brokers we are regularly in touch with all of the key lenders and banks and due to this wealth of knowledge we are in a great place to match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time. More often than not, the home loans that get accepted for people just like you, are outside their normal acceptance criteria. This is because of the relationships we have built up over the years with these lenders.

We will work closely with you to gather all of the relevant information and present it in a way to lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.

There can be lots of confusing terms and jargon when it comes to buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in less than 3 mins

To find out more about securing your Opotiki home and mortgage payments give the team at APM Finance a call today.

The home loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Opotiki

First Home Buyer Home Loans

Buying your first home can be an exciting and daunting experience. No need to worry though, at APM Finance we’re here to help and we care about you getting the best deal, one that suits your unique situation, and that works for you.

We take time to explain unknown jargon and answer your questions.

After collecting all the needed info, we look to see which of the many lenders and banks to present your home loan to, to ensure the best chance of getting a loan with a favourable interest rate and payments that suit your circumstances.

We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and proces to consider.

Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit together.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with the majority of financial institutions to create unique packages to meet the needs of people in Opotiki and all around New Zealand.

We get that life creates financial needs at a moments notice and we here to help sort yours as quickly as possible.

If you are unsure about anything about our home loan products or services, contact one of our trusted personal consultants now.

APM Finance can sort your financial needs and as long as you can provide the required info, we can handle the rest.

Home Loan Opotiki

Low-Doc & Self Employed

Self Employed people often find getting any bank mortgage is made too hard by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with just 6 months of being in business and trading
  • Low doc loan rates that step down with on time repayments
  • No monthly / on-going fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financials required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

If you think your loan is outside the square or keeps getting turned down, then call us to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Home Loan Specialists

APM Finance have a specially trained team offering you a range of loan options to meet your financial requirements. Whether you have had some financial problems in the past, our people at APM Finance are discreet and will source the appropriate mortgage for your needs.

We will look at factors beyond credit histories to aim and find a suitable financing solution, working with each other we can find ways forward.

Whether you’re buying your first home or a person who has some challenges in their financial history, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.

Call us today to find out what sort of financial support we can help you with to make things easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Your Opotiki Home Loan Specialists

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]