Got a preferred bank or lender, it‘s worth while speaking to us because as home loan specialists, we can often obtain a better deal (interest rate, cash backs, fees paid, etc.) for you with them. Generally this is because of the volume of home loan offers we present to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the key lenders and banks and due to this wealth of knowledge are in a great place to best match up your position with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time too. More often than not, the mortgages that get across the line for people just like you, are outside their normal lending criteria. This is because of the relationships we have built up over time with these lenders.
We will work closely with you to gather all of the relevant info and present it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.
There are lots of confusing jargon and terms when buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Otaki home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting process. No need to worry though, at APM Finance we’re here to help and we care about getting you the best deal, that suits your situation, and that works for you.
We take the time to explain unknown jargon and answer your questions.
After gathering all the relevant information, we can look to see which of the many lenders and banks to offer your home loan to, to ensure the best chance of getting a home loan with the best interest rate and repayments that suit your situation.
We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and pricing to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with many financial institutions to put together unique packages to meet the various needs of people in Otaki and all around New Zealand.
We get that life creates financial needs at a moments notice and we here to help sort yours as easily as possible.
If you have any questions on our house loan products or services, contact one of our trusted personal consultants today.
APM Finance can sort your financial requirements and as long as you can get us the required documentation, we can sort the rest.
Self-Employed people can find getting any bank mortgage is made too hard by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the box or keeps getting turned down, then call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan options to meet your financial needs. Whether you have had some financial indiscretionspreviously, our people at APM Finance are discreet and will source the appropriate mortgage for your circumstances.
We will look at factors beyond credit histories to try and find a suitable financing option, working together we can find ways forward.
Whether you’re buying your first home or a person who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender, Home Loan Pegasus, Mortgage Lender Te Kuiti, Mortgage Broker Paeroa, Mortgage Loan Broker Greymouth, Mortgage Broker Lower Hutt, Mortgage Loan Broker Oamaru, Mortgage Broker Rolleston, Home Loan Lower Hutt, Home Loan Te Anau then you can Apply Online, call us on 0800 000 774 or send us a message
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