Although you may have a preferred bank or lender, it is well worth while speaking to us because as mortgage lender experts, we usually obtain a better deal (interest rate, cash backs, fees paid for, etc.) for you with the bank. Generally this is because of the number of mortgage lender deals we send to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the key lenders and banks and because of this wealth of knowledge we are in a great position to best match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, whic changes over time too. In fact more often than not, the mortgages that get across the line for customers just like you, are outside their normal acceptance criteria. This is because of the relationships we have built up over the years with the banks.
We will work closely with you to gather all of the relevant info and present it in a way to lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.
There are lots of confusing jargon and terms when it comes to buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Te Kuiti home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting process. No need to worry though, at APM Finance we’re here to help and we care about you getting the best deal, that suits your unique situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After collecting the relevant information, we look to see which of the lenders and banks to present your home loan to, to ensure the highest chance of getting a mortgage with a favourable interest rate and repayments that suit your situation.
We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and proces to look at.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with the majority of financial institutions to create unique packages to meet the various needs of people like youin Te Kuiti and all around New Zealand.
We realise that life creates financial needs at a moments notice and we here to help sort yours as easily as possible.
If you are unsure about anything about our home loan products or services, contact one of our trusted personal consultants now.
APM Finance can handle your financial needs and as long as you can get us the required information, we can handle the rest.
Self Employed people can find getting a bank mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the box or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage options to meet your financial requirements. Whether you have had some financial issues in the past, the people at APM Finance are discreet and will find the right mortgage for your situation.
We will look at the information beyond credit histories to try and find a suitable financing solution, working together we can find a way ahead.
Whether you are a first home buyer or a person who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a new house and have come up short of funds, whatever the need.
Call us today to find out what sort of financial support we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Business Loan Hibiscus Coast, Mortgage Loan Broker Oamaru, Mortgage Loan Broker Napier, Mortgage Lender Nelson, Business Loan Invercargill, Mortgage Lender, House Loan Inglewood, Home Loan Stratford, Mortgage Broker Tauranga, House Loan Opotiki then you can Apply Online, call us on 0800 000 774 or send us a message
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