Providing Home Loan Services Dunedin - Licensed Advisers & Brokers

Home Loan
Dunedin

Your Trusted Dunedin Home Loan Specialist

Quick & Easy & Independent

Home Loans Dunedin

Although you may have a preferred bank or lender, it‘s worth while having a chat with us because as home loan specialists, we often get a better offer (interest rate, cash back, fees paid, etc.) for you with the bank. This is because of the number of home loan mortgages we send to all the banks.

As mortgage brokers and advisers we are in close communications with all of the key lenders and banks and because of this wealth of knowledge we are in a great position to match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.

Each of the banks and lenders have different criteria, whic changes over time too. In fact more often than not, the home loans that we get across the line for people just like you, are outside their normal acceptance criteria. This is due to the relationship we have built-up over the years with these lenders.

We will work closely with you to gather all of the needed information and provide it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.

There can be lots of confusing jargon and terms when buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in less than 3 mins

To find out more about securing your Dunedin home and mortgage payments give the team at APM Finance a call today.

The home loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Dunedin

First Home Buyer Home Loans

Buying your first house can be an exciting and daunting experience. No need to worry though, at APM Finance we are here to help and care about you getting the best deal, one that suits your unique situation, and that works for you.

We take time to explain the jargon and answer your questions.

After collecting the needed information, we can look to see which of the lenders and banks to present your home loan to, to ensure the highest chance of getting a mortgage with the best interest rate and payments that suit your circumstances.

We will help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what homes and pricing to consider.

Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you have to get the deposit ready.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with the majority of financial institutions to create unique packages to meet the various needs of people like youin Dunedin and all around New Zealand.

We realise that life creates financial challenges at a moments notice and we here to help sort yours as quickly as possible.

If you are unsure about anything on our house loan products or services, contact one of our friendly personal consultants today.

APM Finance can handle your financial needs and as long as you can get us the necessary info, we can sort the rest.

Home Loan Dunedin

Low-Doc & Self Employed

Self-Employed people can find getting a bank mortgage is scuttled by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self employed with a minimum of 6 months of being in business and trading
  • Low doc loan rates that step down with on time repayments
  • No monthly / on going fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financials required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Thinking your loan is outside the standard criteria or keeps getting turned down, call us today to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Home Loan Experts

APM Finance have a specially trained team offering you a range of mortgage products to meet your financial needs. Whether you have had some financial problems in the past, the team at APM Finance are discreet and will source the most suited home loan for your needs.

We will look at factors beyond credit histories to try and source a suitable financing solution, working with each other we can find a way forward.

Whether you’re a first home buyer or a person who has some issues in their financial past, or are in mortgage arrears, or you’re building a new house and have come up short of funds, whatever the need.

Call today to find out what sort of financial options we can help you with to make everything easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

If you are looking for a Mortgage Lender Havelock North, Business Loan Masterton, House Loan Kaitaia, Home Loan Tauranga, Mortgage Loan Broker Gisborne, House Loan Waiuku, Mortgage Loan Broker Takapuna, Mortgage Lender Oamaru, Business Loan Whakatane, Mortgage Loan Broker Te Anau then you can Apply Online, call us on 0800 000 774 or send us a message

Dunedin Home Loan Experts

Unsecured Business Loans

No Security or Collateral Required

Secured Business Loans

Short Term Business Finance

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