Even if you have a preferred bank or lender, it‘s well worth while speaking to us because as home loan experts, we usually obtain a better offer (interest rate, cash backs, fees paid, etc.) for you with them. Generally this is because of the volume of home loan offers we send to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the key lenders and banks and due to this wealth of knowledge are in a great position to best match up your position with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, whic changes over time too. In fact more often than not, the home loans that we get across the line for people just like you, are outside their normal acceptance criteria. This is because of the relationships we have built-up over time with the banks.
We will work closely with you to gather all of the relevant information and provide it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a home loan to you.
There can be lots of confusing terms and jargon when buying a house and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Balclutha home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting experience. No need to worry though, at APM Finance we are here to help and care about you getting the best deal, that suits your unique situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After gathering the needed information, we can look to see which of the banks and lenders to offer your home loan to, to ensure the best chance of getting a loan with the best interest rate and payments that are suited to your circumstances.
We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and proces to look at.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with many financial institutions to create unique packages to meet the various needs of people in Balclutha and all around New Zealand.
We realise that life creates financial challenges at the drop of a hat and we here to help sort yours as quickly as possible.
If you have any questions about our house loan mortgages or services, contact one of our friendly personal consultants today.
APM Finance can handle your financial needs and as long as you can provide the required information, we can sort the rest.
Self-Employed people can find getting a bank mortgage is made too hard by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the standard criteria or keeps getting turned down, call us to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage options to meet your financial needs. Whether you have had some financial issues in the past, the team at APM Finance are discreet and will find the right mortgage for your situation.
We will look at the information beyond credit histories to aim and source a suitable financing option, working with each other we can find ways forward.
Whether you’re buying your first home or a person who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.
Call today to find out what sort of financial support we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Business Loan Waimate, Business Loan Whangamata, Mortgage Broker Lower Hutt, Business Loan Inglewood, Mortgage Loan Broker Waitara, Mortgage Lender Otaki, Business Loan Dannevirke, Business Loan Kaiapoi, Business Loan Kerikeri, House Loan Wairoa then you can Apply Online, call us on 0800 000 774 or send us a message
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