Providing Mortgage Broker Services Napier - Licensed Advisers & Brokers

Mortgage Broker
Napier

Your Trusted Napier Mortgage Broker Specialists

Quick & Easy & Independent

Mortgage Brokers Napier

Although you may have a preferred lender or bank, it is worth while talking with us because as mortgage broker specialists, we often obtain a better deal (interest rates, cash backs, fees paid, etc.) for you with the bank. This is because of the volume of mortgage broker offers we present to all the banks.

As mortgage brokers and advisers we are in close communications with all of the key banks and lenders and because of this wealth of knowledge are in a great position to best match up your situation with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.

Each of the banks and lenders have different approvalcriteria, and over time their criteria change. In fact more often than not, the home loans that we get accepted for customers just like you, are outside their normal acceptance criteria. This is due to the relationships we have built up over time with the banks.

We will work closely with you to gather all of the needed information and present it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.

There are lots of confusing jargon and terms when buying a home and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.

Apply obligation Free online in a matter of minutes

To find out more about securing your Napier home and mortgage repayments give the team at APM Finance a call today.

The mortgage broker service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Napier

First Home Buyer Mortgage Brokers

Buying your first house can be a daunting and exciting process. No need to worry though because at APM Finance we are here to help and we care about you getting the best deal, one that suits your situation, and one that works for you.

We take time to explain the jargon and answer your questions.

After collecting all the needed info, we can look to see which of the banks and lenders to present your home loan to, to ensure the best chance of getting a loan with the best interest rate and repayments that suit your situation.

We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what homes and pricing to consider.

Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you have to get the deposit ready.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with almost all financial institutions to create unique packages to meet the needs of people like youin Napier and all around New Zealand.

We understand that life creates financial challenges at a moments notice and we here to help sort yours as quickly as possible.

If you have any questions on our home loan mortgages or services, contact one of our trusted personal consultants today.

APM Finance can sort your financial needs and as long as you can get us the necessary info, we can sort the rest.

Mortgage Broker Napier

Low-Doc & Self Employed

Self-Employed people often find getting a bank mortgage is made too hard by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with just 6 months trading history
  • Low doc loan rates that step down with on time repayments
  • No monthly / on going fees
  • Unlimited cash up to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial docs required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Thinking your loan is outside the square or keeps getting turned down, call us today to find out if APM Finance can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Mortgage Broker Expert

APM Finance have a specially trained team offering you a range of loan options to meet your financial needs. Whether you have had some financial challenges in the past, the people at APM Finance are discreet and will find the right mortgage for your circumstances.

We will look at factors beyond credit histories to aim and source a suitable financing solution, working with each other we can find ways ahead.

Whether you’re buying your first home or someone who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.

Call us today to find out what sort of financial support we can help you with to make things easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

If you are looking for a Mortgage Loan Broker Te Kuiti, Home Loan Dannevirke, Mortgage Loan Broker Carterton, House Loan Dannevirke, Mortgage Lender Albany, Home Loan Martinborough, Business Loan Kumeu, House Loan Kaikohe, Mortgage Lender Kawerau, Mortgage Lender Alexandra then you can Apply Online, call us on 0800 000 774 or send us a message

Napier Mortgage Broker Specialists

Unsecured Business Loans

No Security or Collateral Required

Secured Business Loans

Short Term Business Finance

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