Providing House Loan Services in - Licensed Brokers & Advisers

House Loan

Your Top House Loan Specialist

Easy & Fast & Independent

House Loans

Even if you have a preferred bank or lender, it is worth while talking with us because as house loan experts, we often obtain a better offer (interest rates, cash backs, fees paid, etc.) for you with them. Generally this is because of the number of house loan offers we present to the banks.

As mortgage brokers and advisers we are regularly in touch with all of the important lenders and banks and due to this wealth of knowledge we are in a great position to match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same criteria, whic changes over time. More often than not, the mortgages that get accepted for customers just like you, are outside their normal lending criteria. This is due to the relationship we have built up over the years with the banks.

We will work closely with you to gather all of the needed info and present it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.

There can be lots of confusing jargon and terms when it comes to buying a house and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in a matter of minutes

To find out more about securing your home and mortgage repayments give the team at APM Finance a call today.

The house loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist

First Home Buyer House Loans

Buying your first home can be an exciting and daunting experience. No need to worry though because at APM Finance we’re here to help and we care about you getting the best deal, that suits your unique situation, and one that works for you.

We take the time to explain unknown jargon and answer your questions.

After collecting the relevant information, we can look to see which of the banks and lenders to offer your home loan to, to ensure the highest chance of getting a mortgage with a favourable interest rate and payments that are suited to your circumstances.

We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and price range to look at.

Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you have to get the deposit together.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with almost all financial institutions to create unique packages to meet the various needs of people in and all around New Zealand.

We realise that life creates financial challenges at when least expected and we here to help sort yours as quickly as possible.

If you are unsure about anything about our house loan products or services, contact one of our trusted personal consultants today.

APM Finance can sort your financial requirements and as long as you can get us the necessary information, we can handle the rest.

House Loan

Low-Doc & Self Employed

Self-Employed people can find getting a bank mortgage is made too hard by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self employed with at least 6 months trading history
  • Low doc loan rates that drop down with on-time repayments
  • No monthly / on-going fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial docs required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Thinking your loan is outside the square or keeps getting turned down, then call us today to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your House Loan Specialists

APM Finance have a specially trained team offering you a range of loan products to meet your financial needs. Whether you have had some financial problemspreviously, our team at APM Finance are discreet and will find the right mortgage for your needs.

We will look at the information beyond credit histories to aim and find a suitable financing option, working with each other we can find ways forward.

Whether you’re buying your first home or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.

Call today to find out what sort of financial support we can provide you to make everything easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

If you are looking for a Mortgage Lender Otaki, Mortgage Broker Waipawa, Mortgage Loan Broker Matamata, Home Loan Hastings, Mortgage Lender Ashburton, House Loan Maraetai, Mortgage Loan Broker Kawerau, Mortgage Lender Helensville, Home Loan Te Aroha, Mortgage Broker Alexandra then you can Apply Online, call us on 0800 000 774 or send us a message

Your House Loan

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

Contact Us

Loan Updates & General Enquiries

Apply Online

Mortgage, Finance & Loan Application

Make An Enquiry or

Ask a Question

Fill out the form below to request more information or call us on

Please prove you are human by selecting the Flag.