Although you may have a preferred lender or bank, it‘s well worth while speaking to us because as house loan experts, we can usually obtain a better offer (interest rates, cash backs, fees paid, etc.) for you with the bank. Generally this is because of the volume of house loan offers we send to all the banks.
As mortgage brokers and advisers we are in close communications with all of the important banks and lenders and due to this wealth of knowledge are in a great position to best match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time too. More often than not, the mortgages that get across the line for people just like you, are outside their normal lending criteria. This is because of the relationship we have built up over the years with these lenders.
We will work closely with you to collect together all of the relevant information and present it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.
There can be lots of confusing jargon and terms when buying a house and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting experience. No need to worry though because at APM Finance we are here to help and care about getting you the best deal, one that suits your situation, and that works for you.
We take time to explain the jargon and answer your questions.
After collecting all the needed info, we look to see which of the banks and lenders to present your home loan to, to ensure the highest chance of getting a home loan with a favourable interest rate and payments that are suited to your circumstances.
We’ll help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what houses and proces to look at.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with lots of financial institutions to put together unique packages to meet the needs of people in and all around New Zealand.
We get that life creates financial challenges at when least expected and we can help sort yours as quickly as possible.
If you are unsure about anything about our house loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can sort your financial needs and as long as you can get us the required documentation, we can sort the rest.
Self-Employed people can find getting a bank mortgage is scuttled by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the criteria or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan products to meet your financial needs. Whether you have had some financial challengespreviously, the team at APM Finance are discreet and will find the best home loan for your needs.
We will look at the information beyond credit histories to try and source a suitable financing solution, working with each other we can find a way forward.
Whether you are a first home buyer or someone who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a new house and have come up short of funds, whatever the need.
Call today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
House Loan Specialists
Tailored Personal Finance & Loan Solutions
We Help You Buy Dreams
Range of Lending Options
Hands-On Assistance
Expert Mortgage Advisors
Bad Credit Home Loans
Loan Updates & General Enquiries
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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]