Although you may have a preferred lender or bank, it‘s worth while speaking to us because as mortgage loan broker experts, we usually obtain a better offer (interest rates, cash backs, fees paid, etc.) for you with them. Generally this is because of the number of mortgage loan broker offers we send to the banks.
As mortgage brokers and advisers we are in close communications with all of the important lenders and banks and due to this wealth of knowledge are in a great place to best match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. More often than not, the deals that get across the line for people just like you, are outside their normal acceptance criteria. This is because of the relationships we have built-up over time with the banks.
We will work closely with you to gather all of the needed information and present it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.
There are lots of confusing jargon and terms when it comes to buying a home and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Kaiapoi home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting experience. No need to worry though because at APM Finance we are here to help and we care about you getting the best deal, one that suits your situation, and that works for you.
We take the time to explain unknown jargon and answer your questions.
After gathering all the relevant information, we can look to see which of the many banks and lenders to offer your home loan to, to ensure the best chance of getting a home loan with a favourable interest rate and payments that are suited to your circumstances.
We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and price range to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with almost all financial institutions to create unique packages to meet the various needs of people in Kaiapoi and all around New Zealand.
We realise that life creates financial challenges at a moments notice and we here to help sort yours as quickly as possible.
If you are unsure about anything on our home loan mortgages or services, contact one of our friendly personal consultants today.
APM Finance can handle your financial requirements and as long as you can get us the required information, we can handle the rest.
Self-Employed people can find getting any bank mortgage is scuttled by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the standard criteria or keeps getting turned down, call us to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan products to meet your financial needs. Whether you have had some financial challenges in the past, the team at APM Finance are discreet and will find the best loan for your needs.
We will look at factors beyond credit histories to aim and find a suitable financing option, working with each other we can find ways forward.
Whether you’re a first home buyer or a person who has some issues in their financial history, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.
Call us today to find out what sort of financial support we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Loan Broker Picton, Mortgage Lender Otaki, Mortgage Broker Waihi, Mortgage Loan Broker Darfield, House Loan Feilding, Home Loan Hastings, Business Loan Greytown, Mortgage Broker Kaikohe, Mortgage Loan Broker Waitara, Mortgage Broker Balclutha then you can Apply Online, call us on 0800 000 774 or send us a message
Kaiapoi Mortgage Loan Broker Experts
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