Got a preferred bank or lender, it is worth while having a chat with us because as mortgage loan broker experts, we usually get a better deal (interest rates, cash backs, fees paid, etc.) for you with them. Generally this is because of the volume of mortgage loan broker deals we send to all the banks.
As mortgage advisers and brokers we are regularly in touch with all of the key lenders and banks and due to this wealth of knowledge we are in a great place to best match up your position with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, and over time their criteria change. In fact more often than not, the mortgages that we get across the line for people just like you, are outside their normal acceptance criteria. This is because of the relationships we have built up over time with the banks.
We will work closely with you to gather all of the relevant information and provide it in a way to banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.
There are lots of confusing jargon and terms when it comes to buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Cromwell home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting experience. No need to worry though, at APM Finance we are here to help and we care about you getting the best deal, that suits your situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After gathering all the needed info, we can look to see which of the banks and lenders to present your home loan to, to ensure the best chance of getting a loan with the best interest rate and payments that suit your situation.
We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and pricing to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with almost all financial institutions to create unique packages to meet the various needs of people like youin Cromwell and all around New Zealand.
We realise that life creates financial challenges at the drop of a hat and we here to help sort yours as quickly as possible.
If you are unsure about anything about our home loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can handle your financial requirements and as long as you can provide the necessary info, we can sort the rest.
Self-Employed people often find getting any mortgage is scuttled by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the criteria or keeps getting turned down, then call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of loan options to meet your financial needs. Whether you have had some financial issuespreviously, the team at APM Finance are discreet and will find the most suited home loan for your circumstances.
We will look at factors beyond credit histories to try and find a suitable financing solution, working with each other we can find a way forward.
Whether you’re a first home buyer or someone who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a new house and have run out of funds, whatever the need.
Call today to find out what sort of financial support we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a House Loan Hamilton, Mortgage Broker Motueka, Mortgage Loan Broker Thames, House Loan Albany, Mortgage Lender Waiuku, Home Loan Stratford, Mortgage Lender Oamaru, Mortgage Lender Lower Hutt, Business Loan Cambridge, Mortgage Lender Havelock North then you can Apply Online, call us on 0800 000 774 or send us a message
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