Got a preferred lender or bank, it is worth while talking with us because as mortgage lender specialists, we can often obtain a better deal (interest rate, cash back, fees paid, etc.) for you with them. This is because of the volume of mortgage lender deals we present to the banks.
As mortgage brokers and advisers we are regularly in touch with all of the important lenders and banks and because of this wealth of knowledge we are in a great place to best match up your situation with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time too. In fact more often than not, the home loans that we get accepted for people just like you, are outside their normal lending criteria. This is due to the relationship we have built-up over time with the banks.
We will work closely with you to gather all of the needed info and present it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.
There can be lots of confusing terms and jargon when buying a property and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Timaru home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting experience. No need to worry though, at APM Finance we are here to help and we care about you getting the best deal, that suits your situation, and that works for you.
We take time to explain unknown jargon and answer your questions.
After collecting the needed info, we can look to see which of the many lenders and banks to present your home loan to, to ensure the highest chance of getting a home loan with the best interest rate and repayments that suit your situation.
We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and pricing to consider.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with almost all financial institutions to put together unique packages to meet the needs of people in Timaru and all around New Zealand.
We realise that life creates financial needs at when least expected and we can help sort yours as easily as possible.
If you have any questions on our home loan products or services, contact one of our friendly personal consultants now.
APM Finance can handle your financial requirements and as long as you can get us the necessary documentation, we can sort the rest.
Self Employed people often find getting any bank mortgage is made too hard by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the box or keeps getting turned down, then call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage options to meet your financial requirements. Whether you have had some financial problemspreviously, the team at APM Finance are discreet and will source the right loan for your situation.
We will look at factors beyond credit histories to aim and source a suitable financing solution, working together we can find a way ahead.
Whether you are a first home buyer or someone who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a new house and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a House Loan Havelock North, House Loan Rangiora, Mortgage Broker New Plymouth, Mortgage Loan Broker Marton, Business Loan Darfield, Mortgage Broker Wellington, Mortgage Lender Lyttelton, Home Loan Ohope, Business Loan Timaru, Mortgage Loan Broker Pegasus then you can Apply Online, call us on 0800 000 774 or send us a message
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