Even if you have a preferred lender or bank, it is well worth while talking with us because as mortgage broker specialists, we can often get a better offer (interest rates, cash backs, fees paid for, etc.) for you with them. This is because of the number of mortgage broker mortgages we send to all the banks.
As mortgage advisers and brokers we are in close communications with all of the important lenders and banks and because of this wealth of knowledge are in a great place to match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, and over time their criteria change. In fact more often than not, the loans that get accepted for people just like you, are outside their normal acceptance criteria. This is because of the relationships we have built-up over time with the banks.
We will work closely with you to gather all of the relevant info and provide it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.
There can be lots of confusing jargon and terms when buying a house and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Palmerston North home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though, at APM Finance we’re here to help and care about getting you the best deal, one that suits your unique situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After collecting all the relevant info, we can look to see which of the many banks and lenders to present your home loan to, to ensure the highest chance of getting a mortgage with a favourable interest rate and payments that suit your circumstances.
We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what homes and pricing to consider.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with lots of financial institutions to create unique packages to meet the needs of people in Palmerston North and all around New Zealand.
We realise that life creates financial needs at when least expected and we can help sort yours as easily as possible.
If you are unsure about anything on our house loan mortgages or services, contact one of our trusted personal consultants now.
APM Finance can sort your financial needs and as long as you can get us the required information, we can handle the rest.
Self Employed people can find getting a bank mortgage is scuttled by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the criteria or keeps getting turned down, then call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of loan options to meet your financial needs. Whether you have had some financial issues in the past, our team at APM Finance are discreet and will find the most suited home loan for your situation.
We will look at factors beyond credit histories to try and find a suitable financing option, working together we can find ways forward.
Whether you’re a first home buyer or a person who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a new house and have come up short of funds, whatever the need.
Call today to find out what sort of financial support we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Stratford, Home Loan Martinborough, House Loan Rolleston, House Loan Martinborough, House Loan Te Aroha, Mortgage Loan Broker Ashhurst, House Loan Pegasus, Home Loan Paraparaumu, Mortgage Broker Ashburton, Mortgage Loan Broker Hokitika then you can Apply Online, call us on 0800 000 774 or send us a message
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