Providing House Loan Services in Timaru - Licensed Brokers & Advisers

House Loan
Timaru

Your Best Timaru House Loan Specialists

Flexible & Quick & Independent

House Loans Timaru

Although you may have a preferred lender or bank, it‘s well worth while talking with us because as house loan experts, we can usually obtain a better offer (interest rates, cash backs, fees paid, etc.) for you with the bank. This is because of the volume of house loan offers we present to all the banks.

As mortgage brokers and advisers we are regularly in touch with all of the important lenders and banks and because of this wealth of knowledge are in a great position to best match up your situation with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.

Each of the banks and lenders have different approvalcriteria, and over time their criteria change. More often than not, the deals that get accepted for people just like you, are outside their normal acceptance criteria. This is because of the relationships we have built-up over time with the banks.

We will work closely with you to gather all of the relevant info and provide it in a way to the banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.

There can be lots of confusing terms and jargon when buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in less than 3 mins

To find out more about securing your Timaru home and mortgage repayments give the team at APM Finance a call today.

The house loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Timaru

First Home Buyer House Loans

Buying your first home can be a daunting and exciting process. No need to worry though, at APM Finance we are here to help and care about getting you the best deal, one that suits your situation, and that works for you.

We take time to explain unknown jargon and answer your questions.

After gathering all the relevant information, we look to see which of the banks and lenders to offer your home loan to, to ensure the highest chance of getting a home loan with the best interest rate and payments that are suited to your circumstances.

We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and pricing to look at.

Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit together.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with lots of financial institutions to create unique packages to meet the needs of people in Timaru and all around New Zealand.

We get that life creates financial challenges at a moments notice and we here to help sort yours as easily as possible.

If you are unsure about anything about our home loan products or services, contact one of our trusted personal consultants today.

APM Finance can handle your financial needs and as long as you can provide the required info, we can sort the rest.

House Loan Timaru

Low-Doc & Self Employed

Self Employed people can find getting any bank mortgage is scuttled by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with a minimum of 6 months of being in business and trading
  • Low doc loan rates that drop down with on-time repayments
  • No monthly / on-going fees
  • Unlimited cash up to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financials required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Thinking your loan is outside the criteria or keeps getting turned down, call us today to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your House Loan Experts

APM Finance have a specially trained team to offer you a range of mortgage products to meet your financial needs. Whether you have had some financial issuespreviously, our team at APM Finance are discreet and will find the appropriate home loan for your circumstances.

We will look at factors beyond credit histories to aim and find a suitable financing solution, working together we can find a way forward.

Whether you’re buying your first home or someone who has some issues in their financial past, or are in mortgage arrears, or you’re building a new house and have run out of funds, whatever the need.

Call today to find out what sort of financial options we can help you with to make things easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

House Loan Timaru Specialists

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]