Got a preferred bank or lender, it is well worth while having a chat with us because as house loan specialists, we can often obtain a better deal (interest rates, cash backs, fees paid, etc.) for you with the bank. Generally this is because of the number of house loan mortgages we send to the banks.
As mortgage brokers and advisers we are regularly in touch with all of the key lenders and banks and due to this wealth of knowledge we are in a great position to best match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, and over time their criteria change. In fact more often than not, the home loans that we get across the line for customers just like you, are outside their normal lending criteria. This is due to the relationships we have built up over the years with these lenders.
We will work closely with you to collect together all of the relevant information and present it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.
There can be lots of confusing terms and jargon when it comes to buying a house and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Timaru home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting experience. No need to worry though because at APM Finance we’re here to help and we care about you getting the best deal, one that suits your unique situation, and that works for you.
We take the time to explain unknown jargon and answer your questions.
After collecting the needed info, we look to see which of the banks and lenders to offer your home loan to, to ensure the highest chance of getting a mortgage with a favourable interest rate and repayments that suit your situation.
We’ll help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what houses and proces to look at.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with almost all financial institutions to create unique packages to meet the various needs of people in Timaru and all around New Zealand.
We get that life creates financial needs at when least expected and we can help sort yours as quickly as possible.
If you have any questions about our house loan products or services, contact one of our trusted personal consultants now.
APM Finance can handle your financial needs and as long as you can get us the required info, we can sort the rest.
Self-Employed people often find getting a bank mortgage is scuttled by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the box or keeps getting turned down, call us to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan options to meet your financial requirements. Whether you have had some financial problems in the past, the team at APM Finance are discreet and will find the appropriate mortgage for your situation.
We will look at the info beyond credit histories to aim and source a suitable financing solution, working with each other we can find ways ahead.
Whether you’re buying your first home or someone who has some challenges in their financial past, or are in mortgage arrears, or you’re building a new house and have come up short of funds, whatever the need.
Call today to find out what sort of financial support we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Katikati, Business Loan Arrowtown, Mortgage Lender Napier, Mortgage Broker Morrinsville, House Loan Ta Awamutu, House Loan Taupo, Mortgage Broker Clive, Business Loan Whangarei, Mortgage Loan Broker Kaiapoi, Mortgage Lender Levin then you can Apply Online, call us on 0800 000 774 or send us a message
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