Even if you have a preferred bank or lender, it is worth while having a chat with us because as mortgage broker specialists, we can often obtain a better offer (interest rate, cash back, fees paid, etc.) for you with the bank. Generally this is because of the volume of mortgage broker mortgages we present to all the banks.
As mortgage advisers and brokers we are regularly in touch with all of the important lenders and banks and because of this wealth of knowledge are in a great place to best match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, and over time their criteria change. In fact more often than not, the deals that get across the line for customers just like you, are outside their normal acceptance criteria. This is due to the relationship we have built-up over time with these lenders.
We will work closely with you to collect together all of the needed information and present it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when it comes to buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Whanganui home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though because at APM Finance we’re here to help and we care about getting you the best deal, one that suits your unique situation, and that works for you.
We take time to explain unknown jargon and answer your questions.
After collecting the relevant info, we can look to see which of the banks and lenders to offer your home loan to, to ensure the best chance of getting a loan with the best interest rate and repayments that are suited to your circumstances.
We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and pricing to look at.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with many financial institutions to put together unique packages to meet the various needs of people like youin Whanganui and all around New Zealand.
We understand that life creates financial needs at when least expected and we here to help sort yours as easily as possible.
If you have any questions on our home loan products or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial requirements and as long as you can get us the required information, we can handle the rest.
Self Employed people often find getting any bank mortgage is scuttled by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the criteria or keeps getting turned down, call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan options to meet your financial requirements. Whether you have had some financial indiscretions in the past, the people at APM Finance are discreet and will source the right home loan for your needs.
We will look at factors beyond credit histories to aim and find a suitable financing option, working together we can find a way forward.
Whether you’re buying your first home or someone who has some issues in their financial past, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.
Call today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Loan Broker Hamilton, Business Loan Ashburton, House Loan Auckland, House Loan Wanaka, Home Loan Hastings, Business Loan Wellsford, Mortgage Broker Tokoroa, Mortgage Lender Kerikeri, House Loan Marton, Mortgage Lender Foxton then you can Apply Online, call us on 0800 000 774 or send us a message
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