Got a preferred lender or bank, it is well worth while having a chat with us because as home loan experts, we can often obtain a better offer (interest rate, cash back, fees paid, etc.) for you with the bank. Generally this is because of the number of home loan mortgages we present to the banks.
As mortgage brokers and advisers we are regularly in touch with all of the key banks and lenders and due to this wealth of knowledge are in a great place to match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, whic changes over time too. More often than not, the deals that we get across the line for people just like you, are outside their normal lending criteria. This is due to the relationships we have built-up over the years with the banks.
We will work closely with you to gather all of the relevant info and provide it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.
There can be lots of confusing terms and jargon when buying a house and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Ruakaka home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting experience. No need to worry though, at APM Finance we’re here to help and care about you getting the best deal, that suits your unique situation, and that works for you.
We take time to explain the jargon and answer your questions.
After gathering all the needed info, we can look to see which of the many lenders and banks to offer your home loan to, to ensure the best chance of getting a home loan with a favourable interest rate and payments that are suited to your situation.
We’ll help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what homes and proces to look at.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with a range of financial institutions to create unique packages to meet the needs of people like youin Ruakaka and all around New Zealand.
We understand that life creates financial challenges at when least expected and we can help sort yours as quickly as possible.
If you are unsure about anything about our home loan mortgages or services, contact one of our trusted personal consultants now.
APM Finance can sort your financial needs and as long as you can provide the required documentation, we can sort the rest.
Self-Employed people can find getting any bank mortgage is made too hard by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the criteria or keeps getting turned down, call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of loan products to meet your financial needs. Whether you have had some financial indiscretionspreviously, our people at APM Finance are discreet and will source the right home loan for your needs.
We will look at the information beyond credit histories to try and find a suitable financing option, working together we can find a way ahead.
Whether you’re buying your first home or someone who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a new house and have run out of funds, whatever the need.
Call today to find out what sort of financial support we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Ohope, Mortgage Lender Otaki, Home Loan Hastings, House Loan Havelock North, Business Loan Katikati, Mortgage Broker Christchurch, Mortgage Loan Broker Kihikihi, Mortgage Loan Broker Raglan, Business Loan Temuka, Home Loan Havelock North then you can Apply Online, call us on 0800 000 774 or send us a message
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