Providing Home Loan Services in Havelock North - Licensed Brokers & Advisers

Home Loan
Havelock North

Your Top Havelock North Home Loan Specialists

Easy & Quick & Independent

Home Loans Havelock North

Although you may have a preferred bank or lender, it is worth while speaking to us because as home loan specialists, we usually get a better offer (interest rate, cash backs, fees paid, etc.) for you with the bank. This is because of the volume of home loan mortgages we present to the banks.

As mortgage brokers and advisers we are regularly in touch with all of the important lenders and banks and due to this wealth of knowledge we are in a great position to match up your position with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same criteria, and over time their criteria change. In fact more often than not, the mortgages that we get across the line for people just like you, are outside their normal acceptance criteria. This is because of the relationship we have built up over the years with the banks.

We will work closely with you to collect together all of the needed information and present it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.

There are lots of confusing terms and jargon when buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.

Apply obligation Free online in a matter of minutes

To find out more about securing your Havelock North home and mortgage payments give the team at APM Finance a call today.

The home loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Havelock North

First Home Buyer Home Loans

Buying your first home can be a daunting and exciting experience. No need to worry though, at APM Finance we’re here to help and care about you getting the best deal, that suits your unique situation, and that works for you.

We take time to explain unknown jargon and answer your questions.

After gathering all the relevant info, we can look to see which of the many banks and lenders to offer your home loan to, to ensure the highest chance of getting a mortgage with the best interest rate and payments that are suited to your situation.

We’ll help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what homes and price range to consider.

Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit together.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with a range of financial institutions to put together unique packages to meet the various needs of people in Havelock North and all around New Zealand.

We realise that life creates financial needs at the drop of a hat and we can help sort yours as easily as possible.

If you have any questions about our home loan mortgages or services, contact one of our trusted personal consultants today.

APM Finance can handle your financial needs and as long as you can provide the required information, we can sort the rest.

Home Loan Havelock North

Low-Doc & Self Employed

Self Employed people often find getting any bank mortgage is scuttled by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with just 6 months of being in business and trading
  • Low doc loan rates that drop down with on-time repayments
  • No monthly / ongoing fees
  • Unlimited cash up to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial documentation required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Thinking your loan is outside the standard criteria or keeps getting turned down, then call us to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Home Loan Experts

APM Finance have a specially trained team offering you a range of mortgage products to meet your financial requirements. Whether you have had some financial indiscretions in the past, our team at APM Finance are discreet and will source the best mortgage for your needs.

We will look at the info beyond credit histories to aim and find a suitable financing option, working with each other we can find a way ahead.

Whether you’re buying your first home or a person who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.

Call us today to find out what sort of financial support we can help you with to make everything easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Your Home Loan Havelock North

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Low Doc Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]