Providing Home Loan Services Havelock North - Licensed Brokers & Advisers

Home Loan
Havelock North

Your Top Havelock North Home Loan Specialist

Easy & Fast & Independent

Home Loans Havelock North

Even if you have a preferred bank or lender, it is worth while talking with us because as home loan specialists, we often get a better offer (interest rates, cash backs, fees paid, etc.) for you with them. This is because of the volume of home loan mortgages we present to the banks.

As mortgage advisers and brokers we are in close communications with all of the key banks and lenders and due to this wealth of knowledge we are in a great place to match up your position with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.

Each of the banks and lenders have different criteria, whic changes over time too. In fact more often than not, the loans that get accepted for people just like you, are outside their normal acceptance criteria. This is because of the relationships we have built-up over the years with the banks.

We will work closely with you to gather all of the relevant information and provide it in a way to the banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.

There are lots of confusing jargon and terms when it comes to buying a property and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in a matter of minutes

To find out more about securing your Havelock North home and mortgage payments give the team at APM Finance a call today.

The home loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Havelock North

First Home Buyer Home Loans

Buying your first home can be a daunting and exciting process. No need to worry though because at APM Finance we are here to help and we care about you getting the best deal, one that suits your unique situation, and that works for you.

We take time to explain the jargon and answer your questions.

After gathering the needed information, we look to see which of the banks and lenders to present your home loan to, to ensure the highest chance of getting a loan with a favourable interest rate and repayments that are suited to your situation.

We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and price range to consider.

Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit together.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with lots of financial institutions to create unique packages to meet the needs of people like youin Havelock North and all around New Zealand.

We realise that life creates financial challenges at the drop of a hat and we here to help sort yours as quickly as possible.

If you have any questions about our home loan products or services, contact one of our friendly personal consultants now.

APM Finance can handle your financial requirements and as long as you can provide the necessary info, we can handle the rest.

Home Loan Havelock North

Low-Doc & Self Employed

Self Employed people can find getting any mortgage is scuttled by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self employed with a minimum of 6 months trading history
  • Low doc loan rates that step down with on time repayments
  • No monthly / on-going fees
  • Unlimited cash up to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial documentation required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

If you think your loan is outside the box or keeps getting turned down, then call us today to find out if APM Finance can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Home Loan Specialists

APM Finance have a specially trained team to offer you a range of mortgage products to meet your financial needs. Whether you have had some financial issues in the past, the people at APM Finance are discreet and will find the most suited home loan for your circumstances.

We will look at the info beyond credit histories to try and source a suitable financing option, working together we can find ways ahead.

Whether you are buying your first home or someone who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.

Call us today to find out what sort of financial options we can provide you to make things easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

If you are looking for a Home Loan Kerikeri, Mortgage Lender Napier, Mortgage Lender Te Kuiti, Mortgage Broker Rotorua, Mortgage Broker Clive, Mortgage Loan Broker Kihikihi, Mortgage Broker Otaki, Home Loan Albany, House Loan Riverhead, Mortgage Broker Picton then you can Apply Online, call us on 0800 000 774 or send us a message

Your Havelock North Home Loan Specialists

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Range of Lending Options

First Home Buyers

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Low Doc Loans

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Non Bank Home Loans

Bad Credit Home Loans

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