Although you may have a preferred bank or lender, it is worth while speaking to us because as mortgage lender experts, we can often get a better offer (interest rates, cash backs, fees paid, etc.) for you with them. This is because of the volume of mortgage lender offers we present to the banks.
As mortgage brokers and advisers we are regularly in touch with all of the key lenders and banks and due to this wealth of knowledge are in a great place to best match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, whic changes over time. More often than not, the deals that get across the line for people just like you, are outside their normal acceptance criteria. This is due to the relationships we have built up over the years with these lenders.
We will work closely with you to collect together all of the relevant information and present it in a way to the banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.
There are lots of confusing jargon and terms when it comes to buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Otaki home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting experience. No need to worry though, at APM Finance we’re here to help and we care about getting you the best deal, one that suits your unique situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After collecting the needed information, we can look to see which of the banks and lenders to present your home loan to, to ensure the highest chance of getting a loan with the best interest rate and repayments that are suited to your circumstances.
We will help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what homes and proces to look at.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with many financial institutions to put together unique packages to meet the various needs of people like youin Otaki and all around New Zealand.
We get that life creates financial needs at the drop of a hat and we can help sort yours as easily as possible.
If you have any questions on our home loan products or services, contact one of our trusted personal consultants today.
APM Finance can sort your financial requirements and as long as you can get us the required documentation, we can handle the rest.
Self Employed people can find getting a bank mortgage is made too hard by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the criteria or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of loan options to meet your financial requirements. Whether you have had some financial problems in the past, our team at APM Finance are discreet and will find the most suited mortgage for your needs.
We will look at the info beyond credit histories to aim and source a suitable financing solution, working with each other we can find ways forward.
Whether you’re a first home buyer or a person who has some issues in their financial history, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.
Call today to find out what sort of financial options we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a House Loan Hokitika, House Loan Maraetai, Home Loan Opotiki, Mortgage Loan Broker Gisborne, Mortgage Broker Pokeno, Home Loan Lyttelton, Mortgage Loan Broker Hokitika, House Loan Foxton, Mortgage Loan Broker Whanganui, Mortgage Lender Levin then you can Apply Online, call us on 0800 000 774 or send us a message
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