Even if you have a preferred lender or bank, it is well worth while speaking to us because as mortgage lender experts, we often get a better offer (interest rates, cash back, fees paid, etc.) for you with them. Generally this is because of the volume of mortgage lender offers we send to the banks.
As mortgage brokers and advisers we are regularly in touch with all of the important banks and lenders and due to this wealth of knowledge we are in a great place to match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, and over time their criteria change. More often than not, the loans that get accepted for customers just like you, are outside their normal lending criteria. This is due to the relationships we have built up over the years with these lenders.
We will work closely with you to gather all of the needed info and provide it in a way to the banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.
There are lots of confusing terms and jargon when buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Otaki home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting experience. No need to worry though because at APM Finance we’re here to help and care about getting you the best deal, one that suits your situation, and one that works for you.
We take the time to explain the jargon and answer your questions.
After gathering the relevant info, we can look to see which of the many banks and lenders to present your home loan to, to ensure the best chance of getting a loan with a favourable interest rate and repayments that suit your situation.
We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and price range to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with the majority of financial institutions to put together unique packages to meet the needs of people like youin Otaki and all around New Zealand.
We get that life creates financial needs at a moments notice and we here to help sort yours as easily as possible.
If you are unsure about anything on our house loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can sort your financial needs and as long as you can get us the required information, we can sort the rest.
Self Employed people can find getting a bank mortgage is scuttled by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the box or keeps getting turned down, call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage products to meet your financial requirements. Whether you have had some financial problemspreviously, our team at APM Finance are discreet and will source the appropriate mortgage for your needs.
We will look at factors beyond credit histories to aim and find a suitable financing option, working with each other we can find ways ahead.
Whether you’re a first home buyer or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a house and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Dannevirke, Mortgage Lender Ohakune, Mortgage Broker Taumarunui, Mortgage Loan Broker Riverhead, House Loan Napier, House Loan Christchurch, Home Loan Pukekohe, Mortgage Broker Otorohanga, House Loan Paraparaumu, Mortgage Broker Raglan then you can Apply Online, call us on 0800 000 774 or send us a message
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