Even if you have a preferred bank or lender, it is well worth while speaking to us because as mortgage loan broker specialists, we usually obtain a better offer (interest rate, cash backs, fees paid, etc.) for you with them. Generally this is because of the volume of mortgage loan broker deals we present to all the banks.
As mortgage advisers and brokers we are regularly in touch with all of the important lenders and banks and due to this wealth of knowledge are in a great place to match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. In fact more often than not, the deals that get accepted for customers just like you, are outside their normal acceptance criteria. This is because of the relationship we have built up over the years with the banks.
We will work closely with you to gather all of the relevant information and present it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when buying a house and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Martinborough home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though, at APM Finance we’re here to help and we care about you getting the best deal, one that suits your unique situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After gathering all the needed information, we can look to see which of the many lenders and banks to present your home loan to, to ensure the highest chance of getting a loan with a favourable interest rate and repayments that are suited to your circumstances.
We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and pricing to consider.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with the majority of financial institutions to create unique packages to meet the various needs of people like youin Martinborough and all around New Zealand.
We realise that life creates financial challenges at the drop of a hat and we here to help sort yours as quickly as possible.
If you are unsure about anything about our home loan products or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial needs and as long as you can get us the required info, we can sort the rest.
Self Employed people often find getting any mortgage is scuttled by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the criteria or keeps getting turned down, call us to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage options to meet your financial requirements. Whether you have had some financial challengespreviously, our team at APM Finance are discreet and will find the appropriate home loan for your circumstances.
We will look at the information beyond credit histories to aim and source a suitable financing option, working with each other we can find a way forward.
Whether you’re a first home buyer or a person who has some challenges in their financial history, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.
Call today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]