Although you may have a preferred bank or lender, it‘s worth while speaking to us because as mortgage loan broker specialists, we often get a better deal (interest rate, cash backs, fees paid, etc.) for you with the bank. Generally this is because of the volume of mortgage loan broker mortgages we send to the banks.
As mortgage advisers and brokers we are in close communications with all of the key banks and lenders and due to this wealth of knowledge are in a great position to match up your position with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, and over time their criteria change. In fact more often than not, the deals that we get accepted for customers just like you, are outside their normal lending criteria. This is due to the relationships we have built-up over time with these lenders.
We will work closely with you to collect together all of the relevant info and provide it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.
There can be lots of confusing jargon and terms when it comes to buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Martinborough home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting process. No need to worry though, at APM Finance we are here to help and care about you getting the best deal, that suits your unique situation, and that works for you.
We take time to explain the jargon and answer your questions.
After gathering the needed info, we look to see which of the many lenders and banks to offer your home loan to, to ensure the highest chance of getting a home loan with a favourable interest rate and payments that suit your situation.
We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what homes and pricing to consider.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with almost all financial institutions to create unique packages to meet the needs of people in Martinborough and all around New Zealand.
We get that life creates financial challenges at the drop of a hat and we here to help sort yours as quickly as possible.
If you are unsure about anything on our house loan products or services, contact one of our trusted personal consultants now.
APM Finance can handle your financial needs and as long as you can get us the necessary information, we can handle the rest.
Self Employed people often find getting a mortgage is made too hard by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the criteria or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan products to meet your financial requirements. Whether you have had some financial indiscretions in the past, the team at APM Finance are discreet and will find the appropriate home loan for your situation.
We will look at factors beyond credit histories to try and source a suitable financing solution, working together we can find a way ahead.
Whether you’re a first home buyer or a person who has some issues in their financial past, or are in mortgage arrears, or you’re building a new house and have run out of funds, whatever the need.
Call us today to find out what sort of financial support we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
Your Martinborough Mortgage Loan Broker Specialists
Tailored Personal Finance & Loan Solutions
We Help You Buy Dreams
Range of Lending Options
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Bad Credit Home Loans
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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]