Although you may have a preferred bank or lender, it‘s worth while having a chat with us because as mortgage lender experts, we can often get a better deal (interest rate, cash backs, fees paid, etc.) for you with the bank. This is because of the number of mortgage lender offers we present to the banks.
As mortgage brokers and advisers we are in close communications with all of the key banks and lenders and due to this wealth of knowledge we are in a great position to match up your situation with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, and over time their criteria change. More often than not, the home loans that we get across the line for customers just like you, are outside their normal acceptance criteria. This is because of the relationship we have built-up over the years with the banks.
We will work closely with you to collect together all of the relevant information and present it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.
There can be lots of confusing terms and jargon when it comes to buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Putaruru home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though, at APM Finance we’re here to help and care about getting you the best deal, one that suits your situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After gathering the needed info, we look to see which of the banks and lenders to present your home loan to, to ensure the highest chance of getting a loan with the best interest rate and repayments that are suited to your circumstances.
We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and price range to consider.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with a range of financial institutions to create unique packages to meet the needs of people in Putaruru and all around New Zealand.
We realise that life creates financial needs at when least expected and we here to help sort yours as easily as possible.
If you are unsure about anything on our house loan mortgages or services, contact one of our friendly personal consultants today.
APM Finance can handle your financial needs and as long as you can get us the necessary info, we can handle the rest.
Self-Employed people often find getting a mortgage is scuttled by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the box or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage options to meet your financial needs. Whether you have had some financial issues in the past, our people at APM Finance are discreet and will source the appropriate loan for your circumstances.
We will look at the info beyond credit histories to aim and find a suitable financing option, working with each other we can find ways ahead.
Whether you are a first home buyer or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Featherston, Mortgage Loan Broker Kerikeri, House Loan Waipukurau, Business Loan Otorohanga, Mortgage Lender Dunedin, Business Loan Ashhurst, House Loan Kawerau, Mortgage Lender Waitara, House Loan Wairoa, Mortgage Lender Wellsford then you can Apply Online, call us on 0800 000 774 or send us a message
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