Although you may have a preferred lender or bank, it is well worth while speaking to us because as mortgage lender specialists, we can usually get a better deal (interest rates, cash backs, fees paid, etc.) for you with them. Generally this is because of the number of mortgage lender deals we present to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the key banks and lenders and because of this wealth of knowledge we are in a great position to match up your position with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, and over time their criteria change. In fact more often than not, the deals that get accepted for people just like you, are outside their normal lending criteria. This is due to the relationship we have built up over time with the banks.
We will work closely with you to collect together all of the relevant information and provide it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.
There are lots of confusing jargon and terms when it comes to buying a house and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Lyttelton home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting experience. No need to worry though because at APM Finance we’re here to help and we care about getting you the best deal, one that suits your unique situation, and one that works for you.
We take the time to explain unknown jargon and answer your questions.
After collecting all the needed info, we look to see which of the lenders and banks to offer your home loan to, to ensure the highest chance of getting a loan with a favourable interest rate and payments that are suited to your situation.
We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and proces to look at.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with lots of financial institutions to create unique packages to meet the various needs of people in Lyttelton and all around New Zealand.
We realise that life creates financial challenges at when least expected and we can help sort yours as easily as possible.
If you have any questions on our house loan products or services, contact one of our trusted personal consultants now.
APM Finance can sort your financial requirements and as long as you can get us the required information, we can sort the rest.
Self-Employed people often find getting any mortgage is made too hard by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the criteria or keeps getting turned down, call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage products to meet your financial needs. Whether you have had some financial challengespreviously, the people at APM Finance are discreet and will source the right mortgage for your needs.
We will look at factors beyond credit histories to aim and source a suitable financing option, working with each other we can find a way ahead.
Whether you are buying your first home or a person who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Te Awamutu, Mortgage Lender Snells Beach, Business Loan Rangiora, Home Loan Hamilton, Home Loan Kaitaia, Home Loan Martinborough, Home Loan Te Awamutu, Mortgage Lender Taupo, Mortgage Loan Broker Motueka, Mortgage Broker Upper Hutt then you can Apply Online, call us on 0800 000 774 or send us a message
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