Even if you have a preferred bank or lender, it is worth while talking with us because as home loan specialists, we can usually obtain a better deal (interest rates, cash back, fees paid for, etc.) for you with the bank. Generally this is because of the volume of home loan offers we present to the banks.
As mortgage brokers and advisers we are in close communications with all of the key lenders and banks and due to this wealth of knowledge we are in a great place to best match up your situation with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time. In fact more often than not, the mortgages that get accepted for people just like you, are outside their normal acceptance criteria. This is because of the relationship we have built up over the years with these lenders.
We will work closely with you to gather all of the needed information and present it in a way to banks and lenders to put you in the best light possible so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Kaitaia home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting experience. No need to worry though because at APM Finance we are here to help and we care about you getting the best deal, that suits your situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After collecting all the relevant info, we can look to see which of the many lenders and banks to present your home loan to, to ensure the best chance of getting a mortgage with a favourable interest rate and payments that are suited to your situation.
We’ll help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what homes and pricing to consider.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with almost all financial institutions to put together unique packages to meet the various needs of people in Kaitaia and all around New Zealand.
We realise that life creates financial challenges at a moments notice and we here to help sort yours as easily as possible.
If you are unsure about anything on our home loan mortgages or services, contact one of our trusted personal consultants now.
APM Finance can sort your financial needs and as long as you can provide the required information, we can handle the rest.
Self-Employed people can find getting a bank mortgage is scuttled by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the standard criteria or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan products to meet your financial requirements. Whether you have had some financial challenges in the past, the team at APM Finance are discreet and will source the best home loan for your situation.
We will look at factors beyond credit histories to aim and source a suitable financing option, working together we can find a way forward.
Whether you are a first home buyer or someone who has some issues in their financial past, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.
Call today to find out what sort of financial support we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Turangi, Mortgage Broker Pegasus, Mortgage Broker Alexandra, House Loan Masterton, House Loan Waihi, Mortgage Loan Broker Te Awamutu, House Loan Foxton, House Loan Queenstown, Home Loan Lyttelton, Business Loan Kerikeri then you can Apply Online, call us on 0800 000 774 or send us a message
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