Providing Home Loan Services in Kaitaia - Licensed Brokers & Advisers

Home Loan
Kaitaia

Your Best Kaitaia Home Loan Specialists

Simple & Quick & Independent

Home Loans Kaitaia

Although you may have a preferred bank or lender, it is well worth while talking with us because as home loan experts, we usually get a better offer (interest rate, cash back, fees paid, etc.) for you with them. This is because of the number of home loan deals we send to the banks.

As mortgage brokers and advisers we are regularly in touch with all of the key banks and lenders and due to this wealth of knowledge are in a great position to best match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.

Each of the banks and lenders have different criteria, whic changes over time. More often than not, the home loans that we get accepted for customers just like you, are outside their normal lending criteria. This is because of the relationships we have built up over time with the banks.

We will work closely with you to gather all of the needed information and present it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.

There are lots of confusing terms and jargon when it comes to buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.

Apply obligation Free online in less than 3 mins

To find out more about securing your Kaitaia home and mortgage repayments give the team at APM Finance a call today.

The home loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Kaitaia

First Home Buyer Home Loans

Buying your first home can be a daunting and exciting process. No need to worry though because at APM Finance we are here to help and we care about you getting the best deal, one that suits your situation, and that works for you.

We take the time to explain the jargon and answer your questions.

After gathering all the relevant info, we can look to see which of the many banks and lenders to offer your home loan to, to ensure the highest chance of getting a home loan with the best interest rate and repayments that suit your situation.

We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and pricing to consider.

Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit ready.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with many financial institutions to put together unique packages to meet the various needs of people in Kaitaia and all around New Zealand.

We understand that life creates financial challenges at when least expected and we can help sort yours as easily as possible.

If you have any questions about our home loan mortgages or services, contact one of our friendly personal consultants today.

APM Finance can handle your financial requirements and as long as you can get us the required info, we can sort the rest.

Home Loan Kaitaia

Low-Doc & Self Employed

Self Employed people often find getting any mortgage is made too hard by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with at least 6 months trading history
  • Low doc loan rates that drop down with on-time repayments
  • No monthly / on going fees
  • Unlimited cash up to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial docs required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

If you think your loan is outside the criteria or keeps getting turned down, call us to find out if APM Finance can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Home Loan Expert

APM Finance have a specially trained team offering you a range of loan options to meet your financial needs. Whether you have had some financial indiscretionspreviously, our team at APM Finance are discreet and will source the appropriate home loan for your needs.

We will look at factors beyond credit histories to try and source a suitable financing solution, working with each other we can find a way forward.

Whether you are a first home buyer or someone who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.

Call us today to find out what sort of financial options we can help you with to make things easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Your Home Loan Kaitaia Experts

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

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Loan Updates & General Enquiries

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]