Although you may have a preferred bank or lender, it‘s worth while having a chat with us because as mortgage broker specialists, we usually obtain a better offer (interest rate, cash back, fees paid, etc.) for you with them. This is because of the volume of mortgage broker mortgages we present to all the banks.
As mortgage brokers and advisers we are in close communications with all of the important banks and lenders and because of this wealth of knowledge we are in a great place to best match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, and over time their criteria change. More often than not, the mortgages that get accepted for people just like you, are outside their normal lending criteria. This is because of the relationship we have built-up over time with the banks.
We will work closely with you to gather all of the relevant info and present it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a home loan to you.
There can be lots of confusing jargon and terms when it comes to buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Upper Hutt home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting process. No need to worry though, at APM Finance we are here to help and care about you getting the best deal, that suits your unique situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After gathering all the needed info, we can look to see which of the many lenders and banks to offer your home loan to, to ensure the best chance of getting a home loan with the best interest rate and repayments that suit your circumstances.
We will help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what homes and pricing to look at.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with a range of financial institutions to put together unique packages to meet the various needs of people in Upper Hutt and all around New Zealand.
We realise that life creates financial challenges at the drop of a hat and we can help sort yours as easily as possible.
If you are unsure about anything about our home loan products or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial needs and as long as you can provide the required info, we can sort the rest.
Self-Employed people often find getting any mortgage is made too hard by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the standard criteria or keeps getting turned down, call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage products to meet your financial requirements. Whether you have had some financial issuespreviously, our team at APM Finance are discreet and will find the appropriate mortgage for your circumstances.
We will look at the information beyond credit histories to try and find a suitable financing option, working with each other we can find a way ahead.
Whether you’re a first home buyer or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a new house and have come up short of funds, whatever the need.
Call us today to find out what sort of financial support we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Waiuku, Mortgage Lender Kihikihi, Mortgage Broker Te Anau, House Loan Gisborne, House Loan Pegasus, Mortgage Lender Westport, Mortgage Lender Mosgiel, Mortgage Broker New Plymouth, Mortgage Lender Dunedin, Mortgage Broker Gisborne then you can Apply Online, call us on 0800 000 774 or send us a message
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