Although you may have a preferred bank or lender, it is well worth while speaking to us because as mortgage broker specialists, we can often obtain a better offer (interest rate, cash backs, fees paid, etc.) for you with them. Generally this is because of the number of mortgage broker offers we present to the banks.
As mortgage brokers and advisers we are regularly in touch with all of the important banks and lenders and due to this wealth of knowledge are in a great place to match up your position with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, and over time their criteria change. In fact more often than not, the loans that get accepted for people just like you, are outside their normal acceptance criteria. This is due to the relationship we have built up over the years with these lenders.
We will work closely with you to gather all of the needed information and present it in a way to banks and lenders to put you in the best light possible so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when it comes to buying a house and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Upper Hutt home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting experience. No need to worry though, at APM Finance we’re here to help and we care about getting you the best deal, that suits your unique situation, and one that works for you.
We take time to explain unknown jargon and answer your questions.
After gathering the relevant information, we look to see which of the many banks and lenders to offer your home loan to, to ensure the highest chance of getting a mortgage with a favourable interest rate and repayments that suit your situation.
We’ll help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what houses and pricing to look at.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with many financial institutions to put together unique packages to meet the needs of people like youin Upper Hutt and all around New Zealand.
We understand that life creates financial needs at when least expected and we can help sort yours as easily as possible.
If you are unsure about anything about our house loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can handle your financial needs and as long as you can get us the required documentation, we can sort the rest.
Self Employed people often find getting any mortgage is made too hard by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the square or keeps getting turned down, then call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage products to meet your financial requirements. Whether you have had some financial indiscretions in the past, the people at APM Finance are discreet and will find the appropriate mortgage for your circumstances.
We will look at factors beyond credit histories to try and source a suitable financing solution, working together we can find ways ahead.
Whether you are buying your first home or someone who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a house and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Cromwell, Mortgage Lender Morrinsville, Mortgage Broker Rotorua, Business Loan Whangaparaoa, Mortgage Loan Broker Masterton, Business Loan Whangarei, House Loan Huntly, House Loan Whangamata, Mortgage Broker Takapuna, House Loan Oamaru then you can Apply Online, call us on 0800 000 774 or send us a message
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