Although you may have a preferred bank or lender, it is well worth while talking with us because as mortgage broker experts, we usually get a better offer (interest rate, cash backs, fees paid, etc.) for you with them. This is because of the volume of mortgage broker mortgages we present to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the key lenders and banks and because of this wealth of knowledge are in a great place to best match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, and over time their criteria change. More often than not, the loans that we get across the line for customers just like you, are outside their normal acceptance criteria. This is because of the relationship we have built-up over the years with the banks.
We will work closely with you to gather all of the relevant info and provide it in a way to banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.
There can be lots of confusing terms and jargon when buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Papakura home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though because at APM Finance we are here to help and care about you getting the best deal, that suits your unique situation, and one that works for you.
We take the time to explain unknown jargon and answer your questions.
After collecting all the relevant info, we can look to see which of the banks and lenders to present your home loan to, to ensure the highest chance of getting a loan with a favourable interest rate and payments that are suited to your circumstances.
We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and pricing to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with lots of financial institutions to create unique packages to meet the needs of people like youin Papakura and all around New Zealand.
We realise that life creates financial needs at a moments notice and we can help sort yours as quickly as possible.
If you are unsure about anything about our home loan products or services, contact one of our friendly personal consultants now.
APM Finance can sort your financial requirements and as long as you can get us the necessary documentation, we can handle the rest.
Self-Employed people can find getting a bank mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the criteria or keeps getting turned down, then call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage products to meet your financial requirements. Whether you have had some financial issues in the past, the people at APM Finance are discreet and will find the most suited mortgage for your circumstances.
We will look at the info beyond credit histories to aim and find a suitable financing solution, working with each other we can find ways forward.
Whether you are buying your first home or someone who has some challenges in their financial past, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Waipawa, Home Loan Katikati, Mortgage Loan Broker Christchurch, Mortgage Loan Broker Ashburton, Mortgage Broker Omokoroa, House Loan Blenheim, Home Loan Nelson, Mortgage Lender Ashhurst, Business Loan Mosgiel, Home Loan Ashburton then you can Apply Online, call us on 0800 000 774 or send us a message
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