Got a preferred lender or bank, it is well worth while having a chat with us because as home loan experts, we usually obtain a better offer (interest rate, cash backs, fees paid for, etc.) for you with the bank. This is because of the number of home loan offers we send to all the banks.
As mortgage advisers and brokers we are in close communications with all of the key lenders and banks and due to this wealth of knowledge we are in a great position to match up your position with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, and over time their criteria change. More often than not, the mortgages that get across the line for people just like you, are outside their normal acceptance criteria. This is because of the relationships we have built up over the years with the banks.
We will work closely with you to gather all of the needed info and present it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.
There are lots of confusing terms and jargon when buying a house and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Ashburton home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting process. No need to worry though, at APM Finance we are here to help and we care about getting you the best deal, one that suits your unique situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After collecting all the needed information, we can look to see which of the lenders and banks to present your home loan to, to ensure the best chance of getting a loan with the best interest rate and repayments that are suited to your situation.
We will help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and pricing to consider.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with the majority of financial institutions to put together unique packages to meet the various needs of people in Ashburton and all around New Zealand.
We understand that life creates financial needs at when least expected and we can help sort yours as quickly as possible.
If you are unsure about anything on our house loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can handle your financial requirements and as long as you can provide the necessary information, we can sort the rest.
Self-Employed people often find getting a mortgage is scuttled by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the box or keeps getting turned down, call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage options to meet your financial requirements. Whether you have had some financial issues in the past, our team at APM Finance are discreet and will source the best home loan for your situation.
We will look at factors beyond credit histories to aim and source a suitable financing option, working with each other we can find ways forward.
Whether you’re a first home buyer or a person who has some indiscretions in their financial history, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.
Call us today to find out what sort of financial support we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a House Loan Winton, Home Loan Lower Hutt, Mortgage Loan Broker Maraetai, Mortgage Lender Wairoa, Home Loan Mosgiel, House Loan Hibiscus Coast, Mortgage Loan Broker Cambridge, House Loan Timaru, Home Loan Albany, Home Loan Paeroa then you can Apply Online, call us on 0800 000 774 or send us a message
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