Providing Mortgage Broker Services Lower Hutt - Licensed Advisers & Brokers

Mortgage Broker
Lower Hutt

Your Best Lower Hutt Mortgage Broker Specialist

Fast & Flexible & Independent

Mortgage Brokers Lower Hutt

Although you may have a preferred lender or bank, it‘s well worth while having a chat with us because as mortgage broker specialists, we usually get a better deal (interest rates, cash back, fees paid for, etc.) for you with them. This is because of the volume of mortgage broker deals we present to all the banks.

As mortgage advisers and brokers we are in close communications with all of the important lenders and banks and because of this wealth of knowledge are in a great place to match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same criteria, and over time their criteria change. In fact more often than not, the loans that get across the line for customers just like you, are outside their normal acceptance criteria. This is due to the relationship we have built up over the years with these lenders.

We will work closely with you to gather all of the relevant information and provide it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.

There are lots of confusing jargon and terms when buying a house and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.

Apply obligation Free online in a matter of minutes

To find out more about securing your Lower Hutt home and mortgage payments give the team at APM Finance a call today.

The mortgage broker service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Lower Hutt

First Home Buyer Mortgage Brokers

Buying your first home can be a daunting and exciting experience. No need to worry though, at APM Finance we’re here to help and we care about getting you the best deal, one that suits your unique situation, and one that works for you.

We take the time to explain unknown jargon and answer your questions.

After gathering all the relevant information, we look to see which of the many banks and lenders to offer your home loan to, to ensure the highest chance of getting a loan with a favourable interest rate and repayments that are suited to your circumstances.

We will help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what houses and pricing to look at.

Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you do have to get the deposit ready.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with lots of financial institutions to put together unique packages to meet the various needs of people in Lower Hutt and all around New Zealand.

We realise that life creates financial challenges at when least expected and we here to help sort yours as easily as possible.

If you are unsure about anything on our house loan products or services, contact one of our friendly personal consultants today.

APM Finance can sort your financial needs and as long as you can provide the necessary documentation, we can handle the rest.

Mortgage Broker Lower Hutt

Low-Doc & Self Employed

Self-Employed people can find getting a bank mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with a minimum of 6 months trading history
  • Low doc loan rates that drop down with on-time repayments
  • No monthly / on-going fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financials required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Concerned your loan is outside the box or keeps getting turned down, call us today to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Mortgage Broker Specialists

APM Finance have a specially trained team offering you a range of mortgage options to meet your financial needs. Whether you have had some financial challenges in the past, the team at APM Finance are discreet and will find the most suited mortgage for your circumstances.

We will look at factors beyond credit histories to try and source a suitable financing solution, working together we can find ways forward.

Whether you’re buying your first home or someone who has some challenges in their financial history, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.

Call today to find out what sort of financial options we can provide you to make things easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

If you are looking for a Mortgage Loan Broker Gore, House Loan Kerikeri, Mortgage Loan Broker Geraldine, Mortgage Loan Broker Pokeno, Mortgage Loan Broker Te Aroha, House Loan Maraetai, House Loan Ohope, Mortgage Loan Broker Balclutha, House Loan Huntly, Mortgage Broker Otaki then you can Apply Online, call us on 0800 000 774 or send us a message

Lower Hutt Mortgage Broker Specialists

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