Providing Mortgage Broker Services in Lower Hutt - Licensed Brokers & Advisers

Mortgage Broker
Lower Hutt

Your Trusted Lower Hutt Mortgage Broker Specialist

Quick & Simple & Independent

Mortgage Brokers Lower Hutt

Although you may have a preferred lender or bank, it‘s worth while having a chat with us because as mortgage broker experts, we usually get a better offer (interest rates, cash back, fees paid, etc.) for you with them. This is because of the number of mortgage broker offers we present to all the banks.

As mortgage advisers and brokers we are in close communications with all of the key lenders and banks and because of this wealth of knowledge we are in a great place to match up your position with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same criteria, and over time their criteria change. In fact more often than not, the deals that we get across the line for customers just like you, are outside their normal lending criteria. This is due to the relationships we have built-up over the years with these lenders.

We will work closely with you to gather all of the relevant info and present it in a way to banks and lenders to put you in the best light possible so that banks want to provide a home loan to you.

There are lots of confusing jargon and terms when buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in less than 3 mins

To find out more about securing your Lower Hutt home and mortgage payments give the team at APM Finance a call today.

The mortgage broker service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Lower Hutt

First Home Buyer Mortgage Brokers

Buying your first house can be a daunting and exciting process. No need to worry though, at APM Finance we are here to help and care about you getting the best deal, one that suits your situation, and that works for you.

We take time to explain the jargon and answer your questions.

After gathering the relevant information, we look to see which of the many banks and lenders to present your home loan to, to ensure the highest chance of getting a home loan with a favourable interest rate and repayments that suit your circumstances.

We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and pricing to look at.

Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit together.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with a range of financial institutions to create unique packages to meet the various needs of people like youin Lower Hutt and all around New Zealand.

We understand that life creates financial needs at the drop of a hat and we can help sort yours as quickly as possible.

If you have any questions on our home loan mortgages or services, contact one of our friendly personal consultants today.

APM Finance can handle your financial requirements and as long as you can get us the required documentation, we can sort the rest.

Mortgage Broker Lower Hutt

Low-Doc & Self Employed

Self Employed people can find getting any mortgage is scuttled by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with a min of 6 months trading history
  • Low doc loan rates that drop down with on-time repayments
  • No monthly / on-going fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial docs required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Concerned your loan is outside the criteria or keeps getting turned down, then call us to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Mortgage Broker Specialist

APM Finance have a specially trained team offering you a range of mortgage products to meet your financial needs. Whether you have had some financial problemspreviously, the team at APM Finance are discreet and will source the appropriate mortgage for your circumstances.

We will look at the info beyond credit histories to aim and find a suitable financing option, working with each other we can find ways ahead.

Whether you’re buying your first home or someone who has some challenges in their financial history, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.

Call us today to find out what sort of financial support we can help you with to make everything easier.

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Your Lower Hutt Mortgage Broker Experts

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First Home Buyers

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Low Doc Loans

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Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]