Although you may have a preferred lender or bank, it‘s worth while speaking to us because as house loan specialists, we usually get a better deal (interest rates, cash back, fees paid, etc.) for you with the bank. Generally this is because of the number of house loan offers we present to the banks.
As mortgage advisers and brokers we are in close communications with all of the important lenders and banks and because of this wealth of knowledge are in a great position to best match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same criteria, and over time their criteria change. More often than not, the loans that we get across the line for people just like you, are outside their normal lending criteria. This is due to the relationships we have built-up over time with these lenders.
We will work closely with you to gather all of the needed info and present it in a way to lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.
There are lots of confusing jargon and terms when buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Upper Hutt home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting process. No need to worry though, at APM Finance we are here to help and care about getting you the best deal, that suits your situation, and that works for you.
We take time to explain the jargon and answer your questions.
After gathering the needed info, we can look to see which of the many banks and lenders to present your home loan to, to ensure the best chance of getting a home loan with the best interest rate and repayments that suit your situation.
We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what homes and proces to look at.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with lots of financial institutions to put together unique packages to meet the various needs of people like youin Upper Hutt and all around New Zealand.
We realise that life creates financial challenges at the drop of a hat and we here to help sort yours as quickly as possible.
If you have any questions about our home loan products or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial needs and as long as you can get us the necessary information, we can handle the rest.
Self Employed people can find getting a bank mortgage is scuttled by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the criteria or keeps getting turned down, call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage options to meet your financial requirements. Whether you have had some financial issuespreviously, our people at APM Finance are discreet and will find the appropriate mortgage for your circumstances.
We will look at the information beyond credit histories to aim and source a suitable financing option, working together we can find ways ahead.
Whether you are buying your first home or someone who has some issues in their financial history, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Tauranga, Mortgage Lender Kumeu, Mortgage Lender Putaruru, Mortgage Lender Pokeno, Mortgage Loan Broker Dannevirke, Mortgage Lender Featherston, Mortgage Lender Kaikohe, Mortgage Broker Waitara, Business Loan Dannevirke, House Loan Otaki then you can Apply Online, call us on 0800 000 774 or send us a message
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