Although you may have a preferred lender or bank, it is worth while having a chat with us because as house loan experts, we can usually get a better offer (interest rates, cash back, fees paid for, etc.) for you with the bank. Generally this is because of the volume of house loan mortgages we present to all the banks.
As mortgage brokers and advisers we are regularly in touch with all of the key lenders and banks and because of this wealth of knowledge are in a great place to match up your situation with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. More often than not, the mortgages that get accepted for people just like you, are outside their normal lending criteria. This is due to the relationship we have built-up over the years with the banks.
We will work closely with you to gather all of the needed info and present it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.
There can be lots of confusing terms and jargon when buying a home and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Timaru home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting experience. No need to worry though because at APM Finance we’re here to help and care about getting you the best deal, one that suits your situation, and that works for you.
We take the time to explain unknown jargon and answer your questions.
After collecting all the needed info, we can look to see which of the many banks and lenders to present your home loan to, to ensure the best chance of getting a home loan with the best interest rate and repayments that suit your situation.
We will help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what houses and price range to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help boost what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with the majority of financial institutions to put together unique packages to meet the various needs of people in Timaru and all around New Zealand.
We understand that life creates financial needs at when least expected and we here to help sort yours as quickly as possible.
If you are unsure about anything on our house loan products or services, contact one of our friendly personal consultants now.
APM Finance can handle your financial requirements and as long as you can provide the required information, we can sort the rest.
Self-Employed people can find getting any mortgage is made too hard by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the criteria or keeps getting turned down, call us to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage options to meet your financial needs. Whether you have had some financial issuespreviously, the team at APM Finance are discreet and will find the right home loan for your situation.
We will look at the information beyond credit histories to try and find a suitable financing option, working with each other we can find a way ahead.
Whether you are a first home buyer or a person who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a new house and have come up short of funds, whatever the need.
Call today to find out what sort of financial support we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Paraparaumu, Mortgage Broker Gisborne, Mortgage Lender Dannevirke, House Loan Carterton, Mortgage Broker Queenstown, Business Loan Putaruru, Mortgage Broker Gore, Mortgage Loan Broker Paeroa, Home Loan Cromwell, Mortgage Loan Broker Greymouth then you can Apply Online, call us on 0800 000 774 or send us a message
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