Although you may have a preferred bank or lender, it‘s worth while speaking to us because as home loan experts, we often obtain a better offer (interest rate, cash backs, fees paid for, etc.) for you with the bank. Generally this is because of the volume of home loan mortgages we send to the banks.
As mortgage brokers and advisers we are regularly in touch with all of the key lenders and banks and because of this wealth of knowledge are in a great place to best match up your situation with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. In fact more often than not, the mortgages that we get across the line for customers just like you, are outside their normal acceptance criteria. This is due to the relationships we have built-up over the years with these lenders.
We will work closely with you to collect together all of the relevant information and provide it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a home loan to you.
There are lots of confusing jargon and terms when it comes to buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Cromwell home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting process. No need to worry though because at APM Finance we’re here to help and care about getting you the best deal, that suits your unique situation, and that works for you.
We take time to explain unknown jargon and answer your questions.
After gathering all the needed information, we look to see which of the lenders and banks to offer your home loan to, to ensure the best chance of getting a mortgage with the best interest rate and payments that suit your situation.
We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and price range to consider.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with a range of financial institutions to create unique packages to meet the needs of people like youin Cromwell and all around New Zealand.
We get that life creates financial needs at the drop of a hat and we here to help sort yours as easily as possible.
If you are unsure about anything about our house loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can handle your financial needs and as long as you can provide the necessary documentation, we can sort the rest.
Self-Employed people can find getting a mortgage is made too hard by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the criteria or keeps getting turned down, then call us to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage options to meet your financial requirements. Whether you have had some financial challengespreviously, our people at APM Finance are discreet and will find the best loan for your needs.
We will look at the info beyond credit histories to try and find a suitable financing solution, working with each other we can find ways ahead.
Whether you are a first home buyer or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a new home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Gore, Home Loan Foxton, Home Loan Opotiki, Home Loan Rotorua, Business Loan Lyttelton, Home Loan Te Anau, Mortgage Lender Whangarei, House Loan Te Anau, Home Loan Featherston, Home Loan Tokoroa then you can Apply Online, call us on 0800 000 774 or send us a message
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