Although you may have a preferred bank or lender, it‘s well worth while speaking to us because as house loan specialists, we usually obtain a better offer (interest rates, cash back, fees paid, etc.) for you with the bank. Generally this is because of the volume of house loan deals we send to all the banks.
As mortgage advisers and brokers we are regularly in touch with all of the key lenders and banks and due to this wealth of knowledge are in a great position to match up your position with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different approvalcriteria, whic changes over time too. More often than not, the deals that get across the line for customers just like you, are outside their normal acceptance criteria. This is because of the relationships we have built-up over time with the banks.
We will work closely with you to collect together all of the relevant info and present it in a way to banks and lenders to put you in the best light possible so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when it comes to buying a property and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Te Puke home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting experience. No need to worry though because at APM Finance we are here to help and care about getting you the best deal, that suits your unique situation, and that works for you.
We take time to explain the jargon and answer your questions.
After gathering all the needed information, we can look to see which of the lenders and banks to offer your home loan to, to ensure the highest chance of getting a home loan with a favourable interest rate and payments that are suited to your circumstances.
We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what homes and price range to consider.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit together.
To find out more, get in touch with us today.
We work with many financial institutions to put together unique packages to meet the various needs of people like youin Te Puke and all around New Zealand.
We realise that life creates financial needs at the drop of a hat and we can help sort yours as quickly as possible.
If you have any questions about our home loan products or services, contact one of our trusted personal consultants today.
APM Finance can handle your financial needs and as long as you can provide the required documentation, we can sort the rest.
Self Employed people often find getting a bank mortgage is scuttled by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the square or keeps getting turned down, then call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of mortgage options to meet your financial needs. Whether you have had some financial issues in the past, the people at APM Finance are discreet and will source the appropriate home loan for your situation.
We will look at the information beyond credit histories to aim and find a suitable financing option, working with each other we can find ways ahead.
Whether you’re buying your first home or someone who has some issues in their financial history, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
Your Te Puke House Loan Experts
Tailored Personal Finance & Loan Solutions
We Help You Buy Dreams
Range of Lending Options
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Expert Mortgage Advisors
Bad Credit Home Loans
Loan Updates & General Enquiries
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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]