Providing House Loan Services Kaikoura - Licensed Advisers & Brokers

House Loan
Kaikoura

Your Top Kaikoura House Loan Specialist

Fast & Simple & Independent

House Loans Kaikoura

Got a preferred lender or bank, it is well worth while talking with us because as house loan experts, we can often get a better offer (interest rates, cash backs, fees paid for, etc.) for you with the bank. Generally this is because of the number of house loan deals we present to all the banks.

As mortgage brokers and advisers we are in close communications with all of the important banks and lenders and due to this wealth of knowledge are in a great place to best match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same criteria, and over time their criteria change. In fact more often than not, the deals that we get across the line for people just like you, are outside their normal lending criteria. This is because of the relationship we have built-up over time with the banks.

We will work closely with you to collect together all of the needed info and provide it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.

There are lots of confusing terms and jargon when it comes to buying a house and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.

Apply obligation Free online in a matter of minutes

To find out more about securing your Kaikoura home and mortgage payments give the team at APM Finance a call today.

The house loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Kaikoura

First Home Buyer House Loans

Buying your first home can be a daunting and exciting process. No need to worry though, at APM Finance we are here to help and care about getting you the best deal, one that suits your situation, and that works for you.

We take time to explain unknown jargon and answer your questions.

After collecting all the relevant info, we look to see which of the many banks and lenders to offer your home loan to, to ensure the highest chance of getting a home loan with the best interest rate and payments that suit your situation.

We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and proces to look at.

Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you do have to get the deposit ready.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with many financial institutions to put together unique packages to meet the various needs of people like youin Kaikoura and all around New Zealand.

We get that life creates financial needs at the drop of a hat and we here to help sort yours as quickly as possible.

If you are unsure about anything on our home loan products or services, contact one of our trusted personal consultants now.

APM Finance can sort your financial requirements and as long as you can provide the necessary info, we can handle the rest.

House Loan Kaikoura

Low-Doc & Self Employed

Self-Employed people can find getting a mortgage is made too hard by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self employed with a min of 6 months of being in business and trading
  • Low doc loan rates that drop down with on-time repayments
  • No monthly / on-going fees
  • Unlimited cash out to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial documentation required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

If you think your loan is outside the criteria or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.

We Love To Say YES To Your Financial Plans

Your House Loan Specialist

APM Finance have a specially trained team to offer you a range of mortgage options to meet your financial requirements. Whether you have had some financial challengespreviously, our team at APM Finance are discreet and will source the most suited mortgage for your needs.

We will look at factors beyond credit histories to try and find a suitable financing solution, working together we can find ways forward.

Whether you’re a first home buyer or a person who has some issues in their financial past, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.

Call today to find out what sort of financial options we can provide you to make everything easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

If you are looking for a Mortgage Lender Kaiapoi, Mortgage Broker Hamilton, Mortgage Broker Turangi, Home Loan, Home Loan Pahiatua, Home Loan Ohakune, Mortgage Broker Wairoa, Mortgage Broker, Home Loan Te Aroha, Home Loan Pukekohe then you can Apply Online, call us on 0800 000 774 or send us a message

House Loan Kaikoura Specialists

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We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

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Non Bank Home Loans

Bad Credit Home Loans

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