Although you may have a preferred lender or bank, it is worth while having a chat with us because as house loan specialists, we often get a better deal (interest rates, cash backs, fees paid for, etc.) for you with the bank. This is because of the number of house loan deals we send to the banks.
As mortgage advisers and brokers we are in close communications with all of the important lenders and banks and due to this wealth of knowledge are in a great position to best match up your situation with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, whic changes over time too. In fact more often than not, the deals that get across the line for people just like you, are outside their normal lending criteria. This is because of the relationship we have built-up over the years with the banks.
We will work closely with you to collect together all of the needed info and provide it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a home loan to you.
There are lots of confusing terms and jargon when buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Kaikoura home and mortgage repayments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting experience. No need to worry though, at APM Finance we are here to help and we care about getting you the best deal, that suits your unique situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After collecting all the relevant info, we look to see which of the banks and lenders to offer your home loan to, to ensure the highest chance of getting a mortgage with the best interest rate and repayments that suit your situation.
We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and price range to look at.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with many financial institutions to put together unique packages to meet the various needs of people in Kaikoura and all around New Zealand.
We understand that life creates financial challenges at when least expected and we here to help sort yours as quickly as possible.
If you are unsure about anything on our house loan products or services, contact one of our trusted personal consultants today.
APM Finance can handle your financial requirements and as long as you can get us the required information, we can handle the rest.
Self-Employed people can find getting a bank mortgage is made too hard by not enough trading, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the standard criteria or keeps getting turned down, then call us to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of loan options to meet your financial needs. Whether you have had some financial challengespreviously, our team at APM Finance are discreet and will find the right loan for your situation.
We will look at factors beyond credit histories to try and source a suitable financing solution, working together we can find a way forward.
Whether you’re a first home buyer or someone who has some challenges in their financial history, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.
Call today to find out what sort of financial support we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Broker Carterton, Mortgage Loan Broker Tauranga, Business Loan Winton, Mortgage Loan Broker Upper Hutt, Home Loan Carterton, Mortgage Loan Broker Taihape, Business Loan Otaki, Mortgage Loan Broker Timaru, Mortgage Broker Omokoroa, Mortgage Lender Kihikihi then you can Apply Online, call us on 0800 000 774 or send us a message
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