Providing House Loan Services Kaikoura - Licensed Advisers & Brokers

House Loan
Kaikoura

Your Top Kaikoura House Loan Specialist

Flexible & Quick & Independent

House Loans Kaikoura

Got a preferred lender or bank, it‘s well worth while having a chat with us because as house loan specialists, we can often get a better offer (interest rates, cash backs, fees paid for, etc.) for you with them. Generally this is because of the volume of house loan offers we send to the banks.

As mortgage advisers and brokers we are regularly in touch with all of the key banks and lenders and because of this wealth of knowledge are in a great place to match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. More often than not, the deals that get across the line for customers just like you, are outside their normal lending criteria. This is because of the relationships we have built-up over the years with the banks.

We will work closely with you to gather all of the needed info and provide it in a way to lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.

There can be lots of confusing jargon and terms when it comes to buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.

Apply obligation Free online in a matter of minutes

To find out more about securing your Kaikoura home and mortgage payments give the team at APM Finance a call today.

The house loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Kaikoura

First Home Buyer House Loans

Buying your first home can be an exciting and daunting experience. No need to worry though, at APM Finance we are here to help and care about you getting the best deal, that suits your situation, and one that works for you.

We take time to explain unknown jargon and answer your questions.

After collecting the relevant info, we look to see which of the lenders and banks to present your home loan to, to ensure the highest chance of getting a home loan with the best interest rate and payments that suit your circumstances.

We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what houses and price range to consider.

Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit ready.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with the majority of financial institutions to create unique packages to meet the needs of people in Kaikoura and all around New Zealand.

We get that life creates financial challenges at when least expected and we can help sort yours as quickly as possible.

If you have any questions about our house loan mortgages or services, contact one of our friendly personal consultants today.

APM Finance can sort your financial requirements and as long as you can get us the required info, we can sort the rest.

House Loan Kaikoura

Low-Doc & Self Employed

Self-Employed people can find getting a mortgage is made too hard by not trading lon enough, not enough financial info, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with just 6 months of being in business and trading
  • Low doc loan rates that step down with on time repayments
  • No monthly / on going fees
  • Unlimited cash up to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financials required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

If you think your loan is outside the square or keeps getting turned down, call us today to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your House Loan Experts

APM Finance have a specially trained team to offer you a range of loan products to meet your financial needs. Whether you have had some financial problemspreviously, the people at APM Finance are discreet and will source the best mortgage for your circumstances.

We will look at factors beyond credit histories to aim and source a suitable financing solution, working together we can find a way forward.

Whether you are buying your first home or someone who has some issues in their financial past, or are in mortgage arrears, or you’re building a new home and have run out of funds, whatever the need.

Call us today to find out what sort of financial options we can help you with to make things easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

If you are looking for a Mortgage Broker Martinborough, Mortgage Broker Ngaruawahia, Home Loan Milton, Mortgage Loan Broker Kumeu, Mortgage Lender Balclutha, Mortgage Loan Broker Havelock North, Mortgage Lender Rangiora, Mortgage Broker Stratford, Mortgage Loan Broker Kawerau, Mortgage Lender Tokoroa then you can Apply Online, call us on 0800 000 774 or send us a message

House Loan Kaikoura Specialists

Unsecured Business Loans

No Security or Collateral Required

Secured Business Loans

Short Term Business Finance

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