Although you may have a preferred lender or bank, it‘s worth while having a chat with us because as house loan experts, we often get a better deal (interest rates, cash back, fees paid, etc.) for you with them. Generally this is because of the volume of house loan deals we present to the banks.
As mortgage advisers and brokers we are regularly in touch with all of the important lenders and banks and because of this wealth of knowledge we are in a great place to match up your situation with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, whic changes over time too. In fact more often than not, the mortgages that we get across the line for people just like you, are outside their normal acceptance criteria. This is due to the relationship we have built-up over the years with these lenders.
We will work closely with you to gather all of the needed information and present it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.
There can be lots of confusing terms and jargon when it comes to buying a home and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Palmerston North home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be a daunting and exciting process. No need to worry though, at APM Finance we are here to help and we care about you getting the best deal, one that suits your unique situation, and one that works for you.
We take time to explain unknown jargon and answer your questions.
After collecting the needed info, we can look to see which of the many banks and lenders to offer your home loan to, to ensure the highest chance of getting a loan with the best interest rate and payments that suit your situation.
We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what homes and pricing to consider.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with lots of financial institutions to create unique packages to meet the various needs of people like youin Palmerston North and all around New Zealand.
We realise that life creates financial challenges at when least expected and we here to help sort yours as easily as possible.
If you have any questions about our house loan mortgages or services, contact one of our friendly personal consultants today.
APM Finance can sort your financial needs and as long as you can provide the required information, we can handle the rest.
Self Employed people can find getting any bank mortgage is scuttled by not trading lon enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the box or keeps getting turned down, then call us to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan products to meet your financial needs. Whether you have had some financial problems in the past, our people at APM Finance are discreet and will source the best loan for your circumstances.
We will look at the info beyond credit histories to try and find a suitable financing solution, working with each other we can find a way ahead.
Whether you’re a first home buyer or a person who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.
Call us today to find out what sort of financial options we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a House Loan Rangiora, Mortgage Broker Waimate, House Loan Waiuku, Business Loan Cromwell, Mortgage Lender Albany, Mortgage Loan Broker Ngaruawahia, Mortgage Lender Takapuna, Mortgage Lender Ta Awamutu, Business Loan Levin, Mortgage Lender Papakura then you can Apply Online, call us on 0800 000 774 or send us a message
Palmerston North House Loan Specialists
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