Providing House Loan Services in Palmerston North - Licensed Advisers & Brokers

House Loan
Palmerston North

Your Top Palmerston North House Loan Specialist

Easy & Fast & Independent

House Loans Palmerston North

Even if you have a preferred bank or lender, it is worth while speaking to us because as house loan specialists, we can usually obtain a better offer (interest rates, cash backs, fees paid, etc.) for you with them. This is because of the volume of house loan mortgages we send to the banks.

As mortgage advisers and brokers we are in close communications with all of the important banks and lenders and due to this wealth of knowledge we are in a great position to match up your position with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.

Each of the banks and lenders have different criteria, whic changes over time. In fact more often than not, the loans that get accepted for people just like you, are outside their normal lending criteria. This is due to the relationships we have built-up over the years with these lenders.

We will work closely with you to gather all of the relevant information and provide it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a home loan to you.

There can be lots of confusing jargon and terms when buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.

Apply obligation Free online in less than 3 mins

To find out more about securing your Palmerston North home and mortgage repayments give the team at APM Finance a call today.

The house loan service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Palmerston North

First Home Buyer House Loans

Buying your first home can be a daunting and exciting experience. No need to worry though, at APM Finance we are here to help and care about getting you the best deal, that suits your situation, and one that works for you.

We take time to explain the jargon and answer your questions.

After gathering all the needed information, we look to see which of the many lenders and banks to offer your home loan to, to ensure the best chance of getting a mortgage with a favourable interest rate and repayments that are suited to your situation.

We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and proces to consider.

Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you have to get the deposit ready.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with a range of financial institutions to put together unique packages to meet the various needs of people in Palmerston North and all around New Zealand.

We get that life creates financial challenges at the drop of a hat and we can help sort yours as easily as possible.

If you are unsure about anything on our home loan products or services, contact one of our friendly personal consultants today.

APM Finance can handle your financial needs and as long as you can get us the required documentation, we can handle the rest.

House Loan Palmerston North

Low-Doc & Self Employed

Self-Employed people often find getting any mortgage is scuttled by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with at least 6 months of being in business and trading
  • Low doc loan rates that drop down with on-time repayments
  • No monthly / on-going fees
  • Unlimited cash up to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financials required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Thinking your loan is outside the box or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.

We Love To Say YES To Your Financial Plans

Your House Loan Expert

APM Finance have a specially trained team to offer you a range of mortgage products to meet your financial requirements. Whether you have had some financial issues in the past, our people at APM Finance are discreet and will source the appropriate mortgage for your needs.

We will look at factors beyond credit histories to aim and find a suitable financing solution, working with each other we can find ways forward.

Whether you’re buying your first home or someone who has some challenges in their financial history, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.

Call us today to find out what sort of financial options we can provide you to make everything easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

Your House Loan Palmerston North Experts

Personal Finance

Tailored Personal Finance & Loan Solutions

Mortgage Brokers

We Help You Buy Dreams

Bad Credit Home Loan

Range of Lending Options

First Home Buyers

Hands-On Assistance

Low Doc Loans

Expert Mortgage Advisors

Non Bank Home Loans

Bad Credit Home Loans

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We are a NZ Government Registered Financial Service Provider. We are also a Certified Member of Financial Services Complaints Limited (FSCL) who are an Independent Government Registered Financial Disputes body. FSCL can be contacted by emailing [email protected]