Although you may have a preferred bank or lender, it‘s worth while having a chat with us because as house loan experts, we often get a better deal (interest rates, cash back, fees paid for, etc.) for you with them. This is because of the number of house loan mortgages we send to all the banks.
As mortgage advisers and brokers we are in close communications with all of the important lenders and banks and due to this wealth of knowledge we are in a great position to match up your situation with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, whic changes over time too. More often than not, the loans that get across the line for people just like you, are outside their normal acceptance criteria. This is because of the relationship we have built up over the years with the banks.
We will work closely with you to collect together all of the needed information and present it in a way to lenders and banks to put you in the best light possible so that banks want to provide a home loan to you.
There can be lots of confusing jargon and terms when it comes to buying a home and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Palmerston North home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting experience. No need to worry though because at APM Finance we are here to help and we care about getting you the best deal, that suits your unique situation, and one that works for you.
We take time to explain unknown jargon and answer your questions.
After gathering all the relevant information, we look to see which of the many lenders and banks to offer your home loan to, to ensure the best chance of getting a loan with the best interest rate and repayments that are suited to your circumstances.
We’ll help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and pricing to look at.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with almost all financial institutions to create unique packages to meet the needs of people like youin Palmerston North and all around New Zealand.
We understand that life creates financial needs at the drop of a hat and we here to help sort yours as easily as possible.
If you have any questions on our house loan products or services, contact one of our trusted personal consultants today.
APM Finance can handle your financial needs and as long as you can get us the necessary information, we can sort the rest.
Self Employed people can find getting a bank mortgage is made too hard by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the box or keeps getting turned down, call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan products to meet your financial requirements. Whether you have had some financial challengespreviously, the people at APM Finance are discreet and will source the right mortgage for your needs.
We will look at factors beyond credit histories to aim and find a suitable financing solution, working together we can find a way forward.
Whether you’re buying your first home or a person who has some issues in their financial history, or are in mortgage arrears, or you’re building a house and have run out of funds, whatever the need.
Call today to find out what sort of financial support we can help you with to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Katikati, Mortgage Loan Broker Oamaru, Home Loan Invercargill, Home Loan Hastings, Business Loan Inglewood, House Loan Waiuku, Mortgage Lender Whangarei, Business Loan Waikanae, Home Loan Kawerau, Home Loan Wairoa then you can Apply Online, call us on 0800 000 774 or send us a message
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