Although you may have a preferred lender or bank, it‘s worth while talking with us because as home loan experts, we often obtain a better offer (interest rates, cash backs, fees paid, etc.) for you with them. Generally this is because of the volume of home loan deals we send to the banks.
As mortgage brokers and advisers we are regularly in touch with all of the important lenders and banks and because of this wealth of knowledge are in a great place to match up your situation with the lenders and banks who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time. More often than not, the deals that we get across the line for customers just like you, are outside their normal acceptance criteria. This is due to the relationships we have built up over time with these lenders.
We will work closely with you to collect together all of the relevant info and provide it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when it comes to buying a home and getting the home loan finance sorted. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
Apply obligation Free online in a matter of minutes
To find out more about securing your Invercargill home and mortgage repayments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting process. No need to worry though because at APM Finance we’re here to help and care about getting you the best deal, that suits your unique situation, and that works for you.
We take the time to explain unknown jargon and answer your questions.
After gathering all the needed info, we look to see which of the lenders and banks to offer your home loan to, to ensure the best chance of getting a loan with a favourable interest rate and repayments that suit your circumstances.
We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what houses and price range to look at.
Even if you don’t have the minimum deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with lots of financial institutions to create unique packages to meet the various needs of people like youin Invercargill and all around New Zealand.
We realise that life creates financial challenges at the drop of a hat and we here to help sort yours as easily as possible.
If you have any questions about our home loan products or services, contact one of our friendly personal consultants today.
APM Finance can handle your financial needs and as long as you can get us the necessary documentation, we can handle the rest.
Self Employed people often find getting a mortgage is scuttled by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the criteria or keeps getting turned down, call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team to offer you a range of loan options to meet your financial requirements. Whether you have had some financial indiscretionspreviously, the people at APM Finance are discreet and will find the best home loan for your situation.
We will look at factors beyond credit histories to try and find a suitable financing solution, working together we can find ways ahead.
Whether you’re buying your first home or a person who has some issues in their financial past, or are in mortgage arrears, or you’re building a home and have run out of funds, whatever the need.
Call us today to find out what sort of financial options we can provide you to make things easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Lender Huntly, House Loan Marton, Mortgage Broker Riverhead, Home Loan Porirua, House Loan New Plymouth, Home Loan Thames, Home Loan Gore, Mortgage Loan Broker Hawera, House Loan Nelson, Mortgage Lender Pahiatua then you can Apply Online, call us on 0800 000 774 or send us a message
Your Invercargill Home Loan Specialists
No Security or Collateral Required
Short Term Business Finance
Loan Updates & General Enquiries
Mortgage, Finance & Loan Application
Fill out the form below to request more information or call us on