Although you may have a preferred bank or lender, it is well worth while talking with us because as home loan experts, we often get a better deal (interest rates, cash backs, fees paid, etc.) for you with the bank. This is because of the number of home loan deals we present to the banks.
As mortgage advisers and brokers we are in close communications with all of the key banks and lenders and due to this wealth of knowledge we are in a great place to match up your position with the lenders and banks who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. In fact more often than not, the mortgages that get accepted for customers just like you, are outside their normal lending criteria. This is due to the relationship we have built up over time with these lenders.
We will work closely with you to gather all of the needed info and present it in a way to the banks and lenders to show why you are a good fit for them so that banks want to provide a home loan to you.
There can be lots of confusing jargon and terms when buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Cambridge home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting process. No need to worry though because at APM Finance we’re here to help and we care about you getting the best deal, that suits your situation, and that works for you.
We take time to explain unknown jargon and answer your questions.
After gathering all the relevant info, we can look to see which of the lenders and banks to offer your home loan to, to ensure the highest chance of getting a loan with the best interest rate and payments that suit your situation.
We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and price range to look at.
Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with lots of financial institutions to create unique packages to meet the needs of people like youin Cambridge and all around New Zealand.
We understand that life creates financial needs at when least expected and we here to help sort yours as quickly as possible.
If you are unsure about anything on our house loan products or services, contact one of our trusted personal consultants today.
APM Finance can handle your financial needs and as long as you can provide the required information, we can handle the rest.
Self-Employed people often find getting any mortgage is scuttled by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Concerned your loan is outside the standard criteria or keeps getting turned down, then call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage products to meet your financial requirements. Whether you have had some financial problems in the past, the team at APM Finance are discreet and will find the best loan for your needs.
We will look at the info beyond credit histories to aim and find a suitable financing solution, working together we can find ways ahead.
Whether you’re a first home buyer or someone who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a house and have come up short of funds, whatever the need.
Call us today to find out what sort of financial support we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Mortgage Loan Broker Rangiora, Mortgage Broker Warkworth, Mortgage Lender Waikanae, Business Loan Thames, Mortgage Broker, Mortgage Lender Whangarei, House Loan Ta Awamutu, Mortgage Loan Broker Wanaka, Mortgage Lender Greytown, House Loan Waipukurau then you can Apply Online, call us on 0800 000 774 or send us a message
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