Even if you have a preferred lender or bank, it is worth while having a chat with us because as mortgage loan broker specialists, we can usually obtain a better offer (interest rates, cash backs, fees paid, etc.) for you with the bank. This is because of the volume of mortgage loan broker deals we send to all the banks.
As mortgage advisers and brokers we are in close communications with all of the key lenders and banks and due to this wealth of knowledge are in a great place to best match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. In fact more often than not, the deals that get across the line for customers just like you, are outside their normal acceptance criteria. This is because of the relationship we have built-up over time with the banks.
We will work closely with you to collect together all of the relevant info and present it in a way to the lenders and banks to show why you are a good fit for them so that banks want to provide a home loan to you.
There are lots of confusing terms and jargon when buying a property and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
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To find out more about securing your Rangiora home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be an exciting and daunting experience. No need to worry though, at APM Finance we are here to help and care about you getting the best deal, that suits your situation, and that works for you.
We take the time to explain the jargon and answer your questions.
After collecting the needed information, we can look to see which of the lenders and banks to offer your home loan to, to ensure the best chance of getting a home loan with the best interest rate and payments that are suited to your circumstances.
We will help you with getting pre-approved, so you have a good understanding of what you can borrow so you know what houses and price range to consider.
Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you do have to get the deposit together.
To find out more, get in touch with us today.
We work with the majority of financial institutions to create unique packages to meet the needs of people like youin Rangiora and all around New Zealand.
We get that life creates financial challenges at a moments notice and we can help sort yours as easily as possible.
If you are unsure about anything on our home loan products or services, contact one of our friendly personal consultants now.
APM Finance can handle your financial needs and as long as you can provide the required documentation, we can sort the rest.
Self Employed people often find getting any mortgage is scuttled by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
Thinking your loan is outside the box or keeps getting turned down, then call us to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage products to meet your financial requirements. Whether you have had some financial problemspreviously, the team at APM Finance are discreet and will source the best mortgage for your situation.
We will look at factors beyond credit histories to aim and source a suitable financing option, working together we can find a way forward.
Whether you’re buying your first home or a person who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a new house and have come up short of funds, whatever the need.
Call today to find out what sort of financial options we can help you with to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a Home Loan Oamaru, Mortgage Loan Broker Westport, House Loan Te Anau, House Loan Napier, Mortgage Lender Waiuku, Mortgage Broker Whitianga, Business Loan Matamata, Business Loan Wanaka, Mortgage Lender Invercargill, House Loan Ohakune then you can Apply Online, call us on 0800 000 774 or send us a message
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