Providing Mortgage Lender Services Whangarei - Licensed Advisers & Brokers

Mortgage Lender
Whangarei

Your Best Whangarei Mortgage Lender Specialist

Simple & Fast & Independent

Mortgage Lenders Whangarei

Got a preferred bank or lender, it‘s worth while having a chat with us because as mortgage lender experts, we can often obtain a better deal (interest rates, cash backs, fees paid, etc.) for you with them. Generally this is because of the number of mortgage lender offers we present to all the banks.

As mortgage brokers and advisers we are regularly in touch with all of the key banks and lenders and due to this wealth of knowledge are in a great place to best match up your situation with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. More often than not, the home loans that get across the line for customers just like you, are outside their normal lending criteria. This is due to the relationship we have built up over time with the banks.

We will work closely with you to collect together all of the relevant info and present it in a way to lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.

There are lots of confusing terms and jargon when it comes to buying a house and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.

Apply obligation Free online in a matter of minutes

To find out more about securing your Whangarei home and mortgage payments give the team at APM Finance a call today.

The mortgage lender service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Whangarei

First Home Buyer Mortgage Lenders

Buying your first home can be a daunting and exciting experience. No need to worry though because at APM Finance we’re here to help and we care about you getting the best deal, one that suits your situation, and one that works for you.

We take the time to explain the jargon and answer your questions.

After collecting all the needed info, we can look to see which of the banks and lenders to present your home loan to, to ensure the highest chance of getting a home loan with a favourable interest rate and payments that suit your situation.

We’ll help you with getting pre-approved, so you have a better understanding of what you can borrow so you know what homes and price range to consider.

Even if you don’t have a 20% deposit there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit ready.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with a range of financial institutions to put together unique packages to meet the various needs of people like youin Whangarei and all around New Zealand.

We realise that life creates financial needs at the drop of a hat and we can help sort yours as quickly as possible.

If you are unsure about anything on our house loan mortgages or services, contact one of our friendly personal consultants today.

APM Finance can sort your financial needs and as long as you can provide the required documentation, we can sort the rest.

Mortgage Lender Whangarei

Low-Doc & Self Employed

Self Employed people can find getting a bank mortgage is scuttled by not enough trading, not enough financial info, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self employed with just 6 months of being in business and trading
  • Low doc loan rates that step down with on-time repayments
  • No monthly / on going fees
  • Unlimited cash up to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial docs required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

Thinking your loan is outside the criteria or keeps getting turned down, call us to find out if APM can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Mortgage Lender Expert

APM Finance have a specially trained team to offer you a range of loan options to meet your financial requirements. Whether you have had some financial indiscretionspreviously, the people at APM Finance are discreet and will source the right home loan for your situation.

We will look at the info beyond credit histories to aim and source a suitable financing option, working with each other we can find a way forward.

Whether you’re buying your first home or a person who has some issues in their financial history, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.

Call us today to find out what sort of financial support we can help you with to make everything easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

If you are looking for a House Loan Alexandra, Business Loan Ashhurst, Mortgage Broker Napier, Mortgage Broker Ruakaka, Home Loan Te Kuiti, Home Loan Kerikeri, Mortgage Loan Broker Wellsford, Mortgage Loan Broker Blenheim, House Loan Manukau, Mortgage Broker Whangarei then you can Apply Online, call us on 0800 000 774 or send us a message

Mortgage Lender Whangarei Experts

Unsecured Business Loans

No Security or Collateral Required

Secured Business Loans

Short Term Business Finance

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