Providing Mortgage Lender Services Whangarei - Licensed Brokers & Advisers

Mortgage Lender
Whangarei

Your Best Whangarei Mortgage Lender Specialist

Simple & Fast & Independent

Mortgage Lenders Whangarei

Although you may have a preferred bank or lender, it‘s well worth while having a chat with us because as mortgage lender specialists, we can often obtain a better deal (interest rate, cash back, fees paid, etc.) for you with them. Generally this is because of the number of mortgage lender deals we present to the banks.

As mortgage brokers and advisers we are regularly in touch with all of the important lenders and banks and due to this wealth of knowledge we are in a great place to best match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.

Not all banks or non-bank lenders have the same approvalcriteria, and over time their criteria change. In fact more often than not, the mortgages that get accepted for customers just like you, are outside their normal lending criteria. This is due to the relationships we have built-up over time with these lenders.

We will work closely with you to gather all of the needed information and provide it in a way to banks and lenders to show why you are a good fit for them so that banks want to provide a mortgage to you.

There can be lots of confusing terms and jargon when it comes to buying a property and getting the home loan finance taken care of. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.

Apply obligation Free online in a matter of minutes

To find out more about securing your Whangarei home and mortgage payments give the team at APM Finance a call today.

The mortgage lender service provided by Carol at APM Finance was fantastic. Carol took all the stress out of finding the right home loan for our needs. This saved us a lot of time and effort, allowing us to find the perfect home within our budget. Also, Carol’s wealth knowledge in the industry gave connections to property valuers and insurers which was an added perk as it made the process of getting our new home even simpler.Anna-Lee & Lucy- North Auckland

Your Specialist Whangarei

First Home Buyer Mortgage Lenders

Buying your first house can be a daunting and exciting experience. No need to worry though, at APM Finance we are here to help and we care about you getting the best deal, one that suits your situation, and one that works for you.

We take time to explain the jargon and answer your questions.

After collecting all the relevant information, we look to see which of the many lenders and banks to offer your home loan to, to ensure the best chance of getting a home loan with a favourable interest rate and payments that are suited to your situation.

We will help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what homes and pricing to consider.

Even if you don’t have the minimum deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help increase what savings you do have to get the deposit together.

To find out more, get in touch with us today.

Talk To APM We’re Here To Help

We work with almost all financial institutions to put together unique packages to meet the various needs of people like youin Whangarei and all around New Zealand.

We get that life creates financial challenges at when least expected and we can help sort yours as easily as possible.

If you are unsure about anything on our home loan mortgages or services, contact one of our friendly personal consultants today.

APM Finance can sort your financial needs and as long as you can provide the necessary information, we can sort the rest.

Mortgage Lender Whangarei

Low-Doc & Self Employed

Self Employed people often find getting any mortgage is scuttled by not being in business long enough, not enough financial information, some sort of credit issue, or just plain excuses.

Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.

What We Can Do For You

  • Loans for self-employed with a min of 6 months trading history
  • Low doc loan rates that step down with on-time repayments
  • No monthly / on going fees
  • Unlimited cash up to 80% LVR (conditions apply)
  • Flexible income verification options
  • No financial documentation required
  • Quick approvals, interest only option available for an owner occupied and investment securities up to 80% LVR (conditions apply)

If you think your loan is outside the standard criteria or keeps getting turned down, call us to find out if APM Finance can help you with your loans.

We Love To Say YES To Your Financial Plans

Your Mortgage Lender Experts

APM Finance have a specially trained team offering you a range of loan products to meet your financial requirements. Whether you have had some financial problems in the past, the team at APM Finance are discreet and will source the right loan for your circumstances.

We will look at the information beyond credit histories to aim and source a suitable financing solution, working with each other we can find a way ahead.

Whether you are buying your first home or someone who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.

Call today to find out what sort of financial options we can provide you to make everything easier.

NZ Goverment Registered Financial Services Provider

Why APM Finance? Because we care

We get there with you in mind

APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.

Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.

We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.

APM Finance offers a wide range of lending options tailored to suit your needs.

If you are looking for a Mortgage Lender Waimate, Mortgage Loan Broker Balclutha, Home Loan Invercargill, House Loan Te Aroha, Mortgage Broker Upper Hutt, Mortgage Lender Gisborne, House Loan Cromwell, House Loan Inglewood, House Loan Gisborne, House Loan Oamaru then you can Apply Online, call us on 0800 000 774 or send us a message

Your Whangarei Mortgage Lender

Unsecured Business Loans

No Security or Collateral Required

Secured Business Loans

Short Term Business Finance

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