Although you may have a preferred bank or lender, it is well worth while having a chat with us because as mortgage lender experts, we usually obtain a better offer (interest rates, cash backs, fees paid, etc.) for you with them. Generally this is because of the volume of mortgage lender deals we present to the banks.
As mortgage brokers and advisers we are in close communications with all of the important banks and lenders and due to this wealth of knowledge we are in a great place to match up your situation with the banks or lenders who will be a good fit for your situation and give you the best interest rates possible.
Not all banks or non-bank lenders have the same approvalcriteria, whic changes over time. In fact more often than not, the deals that get accepted for customers just like you, are outside their normal lending criteria. This is because of the relationship we have built up over time with the banks.
We will work closely with you to gather all of the needed information and provide it in a way to lenders and banks to show why you are a good fit for them so that banks want to provide a mortgage to you.
There can be lots of confusing jargon and terms when buying a house and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal circumstances.
Apply obligation Free online in a matter of minutes
To find out more about securing your Whangarei home and mortgage payments give the team at APM Finance a call today.
Buying your first home can be a daunting and exciting experience. No need to worry though, at APM Finance we’re here to help and we care about you getting the best deal, one that suits your situation, and one that works for you.
We take time to explain the jargon and answer your questions.
After gathering all the relevant info, we look to see which of the banks and lenders to present your home loan to, to ensure the highest chance of getting a mortgage with the best interest rate and payments that suit your situation.
We’ll help you with getting pre-approval, so you have a better understanding of what you can borrow so you know what houses and price range to consider.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver in addition to other ways to help boost what savings you do have to get the deposit ready.
To find out more, get in touch with us today.
We work with many financial institutions to put together unique packages to meet the needs of people in Whangarei and all around New Zealand.
We get that life creates financial challenges at a moments notice and we can help sort yours as quickly as possible.
If you have any questions about our home loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can sort your financial needs and as long as you can get us the required information, we can handle the rest.
Self-Employed people can find getting any bank mortgage is made too hard by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the box or keeps getting turned down, call us today to find out if APM Finance can help you with your loans.
APM Finance have a specially trained team offering you a range of mortgage options to meet your financial requirements. Whether you have had some financial challenges in the past, our team at APM Finance are discreet and will source the right loan for your needs.
We will look at the info beyond credit histories to aim and source a suitable financing option, working with each other we can find a way ahead.
Whether you’re buying your first home or someone who has some indiscretions in their financial past, or are in mortgage arrears, or you’re building a house and have come up short of funds, whatever the need.
Call today to find out what sort of financial support we can help you with to make everything easier.


















APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a House Loan Masterton, Mortgage Broker Cromwell, Mortgage Loan Broker Hastings, Mortgage Broker Darfield, Mortgage Loan Broker Te Anau, Mortgage Broker Blenheim, House Loan Otaki, House Loan Lake Hayes, Home Loan Greymouth, House Loan Feilding then you can Apply Online, call us on 0800 000 774 or send us a message
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