Even if you have a preferred lender or bank, it is well worth while having a chat with us because as mortgage lender specialists, we usually get a better deal (interest rate, cash backs, fees paid for, etc.) for you with them. Generally this is because of the number of mortgage lender offers we present to the banks.
As mortgage brokers and advisers we are regularly in touch with all of the key banks and lenders and because of this wealth of knowledge are in a great place to match up your position with the banks or lenders who will look favourably on your situation and give you the best interest rates possible.
Each of the banks and lenders have different criteria, and over time their criteria change. More often than not, the loans that get across the line for people just like you, are outside their normal lending criteria. This is because of the relationship we have built-up over time with the banks.
We will work closely with you to gather all of the needed info and provide it in a way to the lenders and banks to put you in the best light possible so that banks want to provide a mortgage to you.
There are lots of confusing terms and jargon when it comes to buying a house and getting the home loan finance in place. We take the time to explain everything to you, more so, in our opinion that any bank employee would. This is because of how much we care about you and seeing you in a home with a home loan you can afford and fits your personal situation.
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To find out more about securing your Riverhead home and mortgage payments give the team at APM Finance a call today.
Buying your first house can be an exciting and daunting experience. No need to worry though because at APM Finance we are here to help and care about you getting the best deal, one that suits your unique situation, and that works for you.
We take the time to explain unknown jargon and answer your questions.
After gathering the relevant info, we look to see which of the many lenders and banks to present your home loan to, to ensure the best chance of getting a home loan with a favourable interest rate and payments that are suited to your circumstances.
We will help you with getting pre-approval, so you have a good understanding of what you can borrow so you know what homes and price range to look at.
Even if you don’t have a 20% deposit funds there are government grants and ways to use your KiwiSaver plus other ways to help increase what savings you have to get the deposit ready.
To find out more, get in touch with us today.
We work with a range of financial institutions to create unique packages to meet the needs of people like youin Riverhead and all around New Zealand.
We get that life creates financial needs at the drop of a hat and we here to help sort yours as easily as possible.
If you are unsure about anything about our home loan mortgages or services, contact one of our friendly personal consultants now.
APM Finance can sort your financial needs and as long as you can get us the required information, we can handle the rest.
Self-Employed people can find getting any bank mortgage is scuttled by not being in business long enough, not enough financial info, some sort of credit issue, or just plain excuses.
Fees: All lender’s Fees & Broker Fees are well documented on all alternative private, 2nd or 3rd tier funding. Bank loans arranged have no up front fees.
If you think your loan is outside the box or keeps getting turned down, then call us today to find out if APM can help you with your loans.
APM Finance have a specially trained team offering you a range of loan products to meet your financial needs. Whether you have had some financial issues in the past, our team at APM Finance are discreet and will source the appropriate home loan for your situation.
We will look at the information beyond credit histories to aim and source a suitable financing option, working together we can find a way ahead.
Whether you are buying your first home or a person who has some challenges in their financial past, or are in mortgage arrears, or you’re building a home and have come up short of funds, whatever the need.
Call today to find out what sort of financial support we can provide you to make everything easier.
APM Finance is owned by Kakapo Consultants and has been providing personal loans online since the early 2000’s.
Whether you need to buy a house, new car, refinance, pay off some bills, or go on a well-deserved holiday, APM Finance will find a suitable and affordable solution in order to meet your financial goals.
We are a friendly team who understand that at times can be tough and you need a little help refinancing your life. With APM Finance, you can rest assured, your financial needs will be dealt to as quickly and easily as possible.
APM Finance offers a wide range of lending options tailored to suit your needs.
If you are looking for a House Loan Riverhead, Mortgage Broker Palmerston North, House Loan Helensville, Business Loan Westport, Home Loan Kawerau, Mortgage Loan Broker Ohakune, Mortgage Broker Milton, House Loan Pokeno, Business Loan Snells Beach, House Loan Napier then you can Apply Online, call us on 0800 000 774 or send us a message
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